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Sky Diving Travel Insurance

If you are planning a trip and you will be taking part in Sky Diving (Europe only), you will need to get a Travel Insurance policy in place before you leave your home.

There are NO LIMITS to the number of jumps that you take part in whilst on a trip and you will be Sky Diving.

Please Note: We can cover just the day or days that you will be Sky Diving if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid for just the Sky Diving day(s).

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This policy will provide cover up to the age of 69 years.

This policy will cover you for Personal Liability and Personal Accident after you have left the aircraft.

Please read the Policy Wording for any Restrictions or Exclusions.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover

PART A

Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Activity Equipment is covered whilst in transit, storage and whilst being used.

PART B

Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Independent Traveller Extension

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Sky Diving Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by  Antares Syndicate 1274 at Lloyd&rsquo's. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this Sky Diving Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home  to commence the trip or closure of air space directly attributable to a volcanic eruption.

Search and Rescue

We can provide Search and Rescue whilst taking part in Sky Diving.

This is a benefit which covers you up to £50,000 (Excess £500) and a Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country if the medical facilities are not up to our standards.

Search and Rescue costs are covered for a period not exceeding 72 hours from the time at which assistance is first summoned.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance Telephone Number to a member of your Group or Guide.

The Emergency Assistance Company will then arrange the Search and Rescue on your behalf.

Important Exclusions

You will not be covered if you are suffering or being treated for any mental health issues such as anxiety, stress, depression or nervous disorder on a Single Trip or Annual Multi-Trip policy.

Personal Liability and Personal Accident

There is no Personal Liability or Personal Accident (Death, Loss of limb/sight, Permanent Total Disablement) compensation cover arising out of ownership, possession, or operation of

  • Any motorised or mechanically propelled or horse-drawn vehicle.
  • Any aircraft motorised or mechanically propelled watercraft or sailing vessel.

Sky Diving (Amateur Competition)

We can cover Sky Diving Amateur Competitions (Europe only).

You can choose between a Single Trip or an Annual Multi-Trip policy and if you select Sky Diving (Europe Only), you are automatically covered for both recreational Sky Diving and Amateur Competitions.

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'Amateur' means that you're not being paid or sponsored to compete and that you are not competing for prize money. We cannot cover Professional Sky Diving Competitions.

Eligibility

For our Sky Diving policies to be valid, you must be supervised by a Qualified Instructor or guide if you are not experienced or qualified yourself.

Our Sky Diving policies provide unlimited jumps on a Single Trip or Annual basis. We can cover up to and including 69 years of age.

Sky Diving

Many people make their first jump with a trained experienced instructor in the form of a Tandem Sky Dive.

During the tandem jump, the Instructor is responsible for the whole experience, from the jump to the landing, including maintaining a stable free fall position and activating and controlling the parachute.

For people who are looking to make their holiday unforgettable by experiencing the thrill and adventure of Sky Diving, there are numerous companies all around the world offering the opportunity.

The dangers associated with Sky Diving usually result from either a mistake in judgment or procedures. Injuries usually occur due to misjudgment on the part of the Sky Diver.

Awkward landings can result in twisted ankles or even broken legs. More serious injuries include concussion and blunt trauma.

There are fatalities associated with Sky Diving, though these account for about 1 in 100,000 jumps, they are exceptionally rare, in other words.

Several safety measures are in place to make Sky Diving as safe as possible.

Sky Diving in bad weather such as rain, high wind and dust storms will increase the risk posed by jumping.

Most jump sites will suspend all activities in such conditions. Make sure to check before you travel if the weather is bad and if the jumps will be operating as planned.

Regular checks should be made to ensure that all equipment is still fit to use and will not malfunction.

Back-up parachutes in particular should be checked regularly by a certified Sky Diving Instructor.

You can train for Sky Diving without having to jump out of a plane. This is done in vertical wind tunnels, which is essentially free fall simulator.

Covid-19 / Coronavirus Cover

Our Sky Diving Travel Insurance policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.


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