Important Information About Our Policies
Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.
Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.
Renal Failure Travel Insurance
If you are travelling and you have had Renal Failure you should make sure you have a Travel Insurance policy in place before you leave your home.
- Summary of Cover
- Medical Questions
- Treatment for Renal Failure
- Travel Advice
- Before You Go
- Whilst Travelling
- Important Information
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
*The excess payable does vary depending on the claim benefit.
When getting a Travel Insurance quote with Renal Failure, you will be asked a number of questions to make sure that you get the right quote for you. These will include:
- How often are you being monitored for your kidney problem ?
- Are you on Dialysis ?
- How many unplanned hospital admissions for this problem have you had in the last year ?
- How many medicines do you take for THIS condition ?
- Have you been referred to a Kidney Specialist ?
- Have you required any treatment for this condition within the last twelve months ?
Treatment for Renal Failure
There are three options when it comes to Renal Failure and these should be discussed with your healthcare team.
The first option is Dialysis, a process by which the blood is cleansed of waste products and excess fluid regularly.
- Peritoneal Dialysis.
The main thing to consider when planning your trip is whether or not you will require dialysis when abroad.
If you will, a list of Worldwide Dialysis Centres can be obtained from your Dialysis Centre, or check out the links below to search for a suitable Centre online:
Before You Go
- Discuss your travel plans with your Healthcare Centre well in advance of booking your holiday, plans should be made a minimum of 6 - 8 weeks before travel.
- If you are on Dialysis locate a suitable dialysis centre at your destination, make contact with them and ensure they are able to fit you in.
- If you are not on Dialysis, still locate the nearest Health Centre and ensure they are able to care for you in case of emergency.
- Check that the Dialysis centre at your destination is clean and that you will not be at risk of infection from Hep B / HIV / Hep C.
- Check what vaccines may be required at your destination. Never have a live vaccine (vaccines obtained from a live organism e.g live attenuated virus), however synthetically manufactured and vaccines derived from dead viruses are generally OK, but check with your healthcare centre.
- If your trip requires you to take malaria prevention tablets check with your healthcare centre which ones are safe for you.
- Obtain a letter from your healthcare centre for customs, to cover your medication.
- If travelling in Europe take your European Health Insurance Card (EHIC).
- If going for an extended trip it may be possible to have medical supplies sent to your destination before travel. Ensure these have arrived before you leave.
- If you require a low sodium diet, ensure you inform the airline of your dietary requirements prior to travel. Consider packing your own food and avoid airline food.
- You should also inform the hotel you are staying at or cruise catering staff of any specific dietary requirements well before travel so they are able to accommodate you.
- Check in with your Dialysis Centre as soon as your arrive to confirm your appointment.
- Some people like to visit the Dialysis centre so they feel more comfortable, but be sure to make an appointment to do this.
- Make sure you continue to take Medications at your normal times (the timezone back home).
- Carry the letter from your Doctor or Physician at all times detailing your Medical Condition and any treatment or medication you may need.
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover your Renal Failure or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.