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Polo Travel Insurance

If you are planning a trip abroad and you will be taking part in Polo, you should get a Travel Insurance policy before you leave your home.

This policy can provide cover if you are taking part in a Polo (Competitions, Non-Professional).

If you are looking for a policy for a child under 18 years of age, you will need to select Independent Child (Single Trip or Annual Multi-Trip) when going through the quote process.

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This policy will provide cover up to the age of 69 years.

Please Note: We can cover just the day or days that you will be taking part in a Polo match if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover

PART A

Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Sports Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Sports Equipment is covered whilst in transit, storage and whilst being used.

PART B

Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Independent Traveller Extension

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Polo Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by  Antares Syndicate 1274 at Lloyd&rsquo's. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this Polo Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home to commence the trip or closure of air space directly attributable to a volcanic eruption.

Important Exclusions

You will not be covered if you are suffering or being treated for any mental health issues such as anxiety, stress, depression or nervous disorder on a Single Trip or Annual Multi-Trip policy.

Personal Liability and Personal Accident

There is no Personal Liability or Personal Accident (Death, Loss of limb/sight, Permanent Total Disablement) compensation cover arising out of ownership, possession, or operation of any animal.

Common Injuries whilst Playing Polo

Playing Polo comes with the inherent risk associated with any equestrian sport. For this reason, it is important to get Travel Insurance that covers the sport before leaving the country if you wish to play Polo whilst on holiday, or if you are travelling with the sole purpose of playing Polo.

In the first case, you will be sufficiently covered by our Single Trip policy, but in the second case, if you are an actual Polo Player, you will need our Annual Multi-Trip policy that covers multiple trips within the timespan of one year.

Many of the injuries tend to occur from an infraction of the rules or by overuse of the mallet by other players. The face and torso are the areas of the body that most commonly incur an injury.

It is important to wear protective gear when playing Polo, including a helmet with a face protector, to minimise the risk of sustaining serious injury.

Pre-Existing Medical Conditions

If you have pre-existing medical conditions and you plan to play Polo, we can provide you with a policy.

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Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Polo Travel Insurance policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.

European Resident or Already Travelled

Globelink International offers Single Trip and Annual Multi Trip policies if you live in another European country.

This policy will also cover you if you have already left your home country and are already travelling and taking part in Polo and you need a policy that covers you for the rest of your trip.

After you have chosen your insurance option, you will be asked to add EXTRA OPTIONS.

Please make sure you select Hazardous Pursuits Category 4 so that you are covered for Polo.

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Please read the Policy Wording for any Restrictions or Exclusions.


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