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Travel Insurance > MPI Brokers Travel Insurance

Important Information About Our Policies

Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.

Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

MPI Brokers Travel Insurance

JS Travel Insurance have partnered with MPI Brokers who specialise in Winter Sports cover, including Ski Instructor, Ski Racing and Seasonaires cover. They offer some unique benefits and the premiums are very competitive.


JS Travel Insurance are introducers to MPI BROKERS.

Eligibility and Geographical Regions

This policy is available to UK and Irish Residents, and UK Residents living in Europe. If you are a non UK or Irish Resident, please contact us for a quote.

Age Criteria:

  • 0 - 100 years of age on Single Trip.
  • 0 - 80 years of age on Annual Multi Trip.

Geographical Regions Covered:

  • United Kingdom and Ireland
  • France
  • Europe and Channel Islands
  • Australia and New Zealand
  • Worldwide excl. USA / Canada and Mexico
  • Worldwide (all countries)

Choosing Your Policy Type

Please select the appropriate policy type for your trip.

  • Single Trip (up to 62 days)
  • Annual Multi Trip (31, 60 or 90 days for standard cover, or for Winter Sports up to 30 or 60 day trip duration.
  • Seasonaires (for those travelling and working for up to 12 months in one trip, usually working a Winter or Summer Season).
  • Backpacker (up to 12 months in one trip, including Working or Volunteering oversea).
  • Longstay (up to 12 months in one trip including occasional return to your home, not including any Work or Volunteering).

Increased Cancellation Cover

Please select the 'Increased Cancellation' option to increase the Cancellation cover on the Excel Level from £5,000 to £10,000.

  • Cover will include pre-booked travel, accommodation and other expenses.
  • This option is available on the Excel Level of cover only.

Winter Sports Extension

Please select the 'Winter Sports' when generating your quote to take advantage of the great Winter Sports Benefits including:

  • Winter Sports Equipment Cover: Up to £1,500 (£1,000 own equipment).
  • Winter Sports Activities: Including any form of Racing or Competition and the following activities: Limited Amateur Ski Racing (except national or international races unless the Ski Racing Additional Option has been added), Ski Instructors (courses and fully qualified, excluding Personal Liability), Skiing, Snowboarding, Bobsleigh, Ski Jumping, Ice Hockey, Luge, Tobogganing, Ice Skating, Cross Country Skiing, Ski Touring, Snow Park, Telemarking and Heli Skiing (one day).
  • Ski Seasonaire Occupations: Chalet Host, Bar and Restaurant Work, Ski Shops Staff and Drivers.
  • Off Piste without a Guide: Within and Outside Resort Boundaries and with and without a Guide (you must follow local advice and warnings).
  • Ski Pack and Piste Closure.

Winter Sports Equipment Cover

Please select the 'Winter Sports' when generating your quote to cover your Winter Sports Equipment.

Winter Sports Equipment will cover your Skis, Snowbaords, Sticks and Bindings (owned or hired) up to the amount shown on your selected policy.

For other Winter Sports Accessories, e.g. Boots, Goggles,Clothing; these can be covered under Personal Effects.

Ski Racing Extension

Please select the 'Winter Sports' and Ski Racing Extension when generating a quote.

The Ski Racing Extension will cover persons under 16 years for Ski Racing and Ski Race Training, including National and International Competitions, including:

Masters, Inferno, Eurotest, Inter Livery, Amateur Inter Club Championships, Parsen Derby, Military Divisional Championships (Army, Navy, Air Force), Races on the World Cup Derby, World Ski Championships, English, Welsh, Scottish and Irish Championships and National Championships and British National Ski Championships. All must have an entry age of under 16 years.

Please note that this policy cannot cover persons who are in Team Great Britain.

Ski Instructor Cover

Please select the 'Winter Sports' when generating your quote for Ski Instructor Course or working as a Ski Instructor.

We can cover your Course Fees under Cancellation up to £5,000 on Excel Level of Cover. This can be increased by £5,000 if you select the 'Increased Cancellation' option.

Curtailment will be covered to the same value and valid only where the insured person has to return home due to illness or injury.

Please Note: There is no Personal Liability cover when working. This should already be in place by your employer.

Water Sports Cover

This Policy will cover all forms of Water Sports and water based activities on inland waters and up to 12 nautical miles from the coast.

It will also cover Sailing (Yachting):

  • Off shore (outside 12 nautical miles from shore) within European Waters.
  • 12 nautical miles from shore in the rest of the World (excluding areas where the Foreign and Commonwealth Office have advised there is a danger of war or piracy)

Mountain Biking Extension

By selecting this option in your quote, it means the policy will extend to cover the activity of Mountain Biking, Downhill Mountain Biking and  Amateur Non Competitive Mountain Biking, provided that Personal Protection Equipment is worn at all times.

Personal Effects is extended to include cover for a Mountain Bike up to £1,000 (owned or hired), for damage and / or theft including fixtures and fittings.

Mobile Phone Tablet & Laptop Cover

Under the Standard and Excel Levels of cover, you can choose Additional Options in your quote to cover your Gadgets for an Additional Premium.

This will increase the sum of the Personal Effects cover and the Single Item Limit by the amounts shown below, depending on which option(s) you choose.

  • Mobile Phone Cover up to £500 - to cover loss or theft of only one mobile phone.
  • Laptop Cover up to £1,000 - to cover a laptop or tablet.
  • Laptop Cover up to £1,500 - to cover a laptop or tablet.

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