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If you have been diagnosed with HIV, you should get a Travel Insurance policy in place before the beginning of your trip. To contact us by telephone or email, 0800 043 0020 / 01273 092 757 Read more... GET A QUOTE FOR TRAVEL INSURANCE WITH COVER FOR HIV

HIV Travel Insurance

If you have been diagnosed with HIV, you should get a Travel Insurance policy in place before the beginning of your trip.

To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

Summary of Cover

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Liability - £2,000,000 £2,000,000  
Personal Possessions - £2,000 £3,000  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Scheduled Airline Failure £1,500 £1,500 £1,500  
Overseas Return Quarantine Included Included Included  
Medical Excess* £500 £150 Nil
Standard Excess* £100 £75 Nil

*Excess payables vary depending on the claim benefit.

JS Travel Insurance has partnered with Goodtogoinsurance.com to provide this insurance covering HIV. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.

Medical Questions

When obtaining a quote for Travel Insurance to cover this condition, you will be asked several questions. These will include:

  • Have you started a new antiviral drug in the last three months, or is a new one planned?
  • What is your latest CD4 count?
  • You have been on antiviral treatment for over three months; what is your latest viral load?
  • Have you been advised to start antiviral treatment but chosen not to?

Travel Advice

If you plan a trip, you should ensure you are well enough to travel. Consult your Doctor before your holiday and follow any advice they may have.

Some countries you travel to may require you to receive vaccinations, but this is not recommended due to the suppressed state of the immune system.

Ensure you bring enough Medication for the length of your trip and some extra in case of delays. Carry it in your hand luggage in case it gets lost.

Useful Websites

Terrence Higgins Trust

HIV Travel


Travel Insurance Toolkit

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