HIV Travel Insurance
If you have been diagnosed with HIV, you should get a Travel Insurance policy in place before the beginning of your trip.
To get a quote by telephone, contact us on 0800 047 5065 (FREEPHONE) or + 44 (0) 1273 773 017.
Summary of Cover
| Section & Cover | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Cancellation or Curtailment | - | £2,000 | £5,000 | |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 | |
| Personal Baggage | - | £2,000 | £3,000 | |
| Personal Money | - | £400 | £400 | |
| Personal Liability | - | £2,000,000 | £2,000,000 | |
| Delayed Departure | - | £100 | £100 | |
| Missed Departure | - | £500 | £500 | |
| Legal Expenses | - | £25,000 | £25,000 | |
| Failure of Carrier | £1,500 | £1,500 | £1,500 | |
| Medical Excess* | £500 | £150 | Nil | |
| Standard Excess* | £100 | £75 | Nil |
*The excess payable does vary depending on the claim benefit.
Medical Questions
When obtaining a quote for Travel Insurance to cover this condition, you will be asked a number of questions. These will include:
- In the last three months have you started a new antiviral drug or is a new drug planned ?
- What is your latest CD4 count ?
- You have been on antiviral treatment for more than three months, what is your latest viral load ?
- Have you been advised to start antiviral treatment but chosen not to ?
Travel Advice
If you are planning a trip you should make sure you are well enough to travel. Consult your Doctor before your holiday and follow and advice they may have.
Some countries you travel to may require you to receive vaccinations but this is not recommended due to the suppressed state of the immune system.
Make sure you bring enough Medication for the length of your trip, and some extra in case of delays. Carry it in hand luggage in case it gets lost.
Important Information
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover HIV or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
