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Travel Insurance > Hip Replacement Travel Insurance
If you have had any Hip Replacement surgery or resurfacing or if you are awaiting any surgery or resurfing, then you will need to have a Travel Insurance policy in place before you start your trip. To get a quote by telephone, contact us on 0800 043… Read more... GET A QUOTE FOR TRAVEL INSURANCE WITH COVER FOR HIP REPLACEMENT

Hip Replacement Travel Insurance

If you have had any Hip Replacement surgery or resurfacing or if you are awaiting any surgery or resurfing, then you will need to have a Travel Insurance policy in place before you start your trip.

To get a quote by telephone, contact us on 0800 043 0020 / 01273 092 757

Summary of Cover

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Liability - £2,000,000 £2,000,000  
Personal Possessions - £2,000 £3,000  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Scheduled Airline Failure £1,500 £1,500 £1,500  
Overseas Return Quarantine Included Included Included  
Medical Excess* £500 £150 Nil
Standard Excess* £100 £75 Nil

*The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.

Please read the Restrictions and Exclusions of the policy.

This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.

Medical Questions

Questions you may be asked when seeking Travel Insurance after a Hip Replacement include:

  • Why was the joint replacement or resurfacing performed?
  • How many joint replacement or joint resurfacing operations have you had?
  • Do you currently use any mobility aids because of your joint problem?
  • Are you waiting for further joint replacement surgery?
  • Has your joint replacement ever dislocated?
  • Have you needed any treatment for back or neck problems?
  • How many unplanned hospital admissions have you had for this condition in the last year?
  • How many medicines do you take for this condition?

Hip Replacement Surgery

This is done in cases where hip injuries are causing chronic pain and limited mobility. These include:

  • Osteoarthritis
  • Osteoperosis
  • Rheumatoid arthritis
  • Septic arthritis
  • Femur fracture
  • Pagets disease
  • Bone tumours

The procedure involves replacing the ball at the top of the Femur (thigh bone) that fits into the socket of the pelvis. Most people that have Hip Replacement surgery go on to have vastly improved mobility and are free from pain. There are, however, some complications that can arise. These include:

  • Dislocated
  • Osteolysis
  • Metal sensitivity
  • Nerve palsy
  • Chronic pain
  • Metal toxicity
  • Leg length inequality

Beware that your Hip Replacement may set off metal detectors at some Airports so it is advisable to contact your airline before you plan a trip.

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Apply for a GHIC Card

Covid-19 / Coronavirus Cover

Our Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Emergency Medical Treatment and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
  • Covid+ policy covers Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Platinum Covid+ policy has cover including cancellation if you have been told to isolate due to COVID-19.
  • Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

Useful Website

Hip Replacement Health Information


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  • Covered by the Financial Services Compensation Scheme
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