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Important Information About Our Policies

Our Travel Insurance Policies provide cover for Emergency Medical Treatment if you catch COVID-19/Coronavirus whilst you are abroad.

There is no cover under any other section of the policy for anything caused by or relating to COVID-19/Coronavirus/SARS-CoV-2, any mutation of COVID-19/Coronavirus/SARS-CoV-2 or any pandemic or fear or threat of any of the above. Our policies will not provide any cover if you travel to a destination where the government is advising against all or all but essential travel. Please check the latest advice before you travel: www.gov.uk/foreign-travel-advice. Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-CoV-2), any mutation of Coronavirus, COVID-19 or SARS-CoV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

Free Diving Travel Insurance

If you plan to be Free Diving whilst abroad, you should make sure you have a Travel Insurance policy in place before you leave your home.

Some people consider Free Diving to be any type of Swimming or Diving that doesn't involve equipment, while others see it as a specific breath holding underwater activity. We can provide cover for up to 30 metres, if you plan to go Free Diving


This policy will also cover Personal Liability.

Please check the Terms and Conditions for any Restrictions or Exclusions.

Please Note: You will not be covered if you are suffering from anxiety, stress,depression or any other mental or nervous disorder on a Single Trip or Annual Multi Trip policy. These types of medical conditions would be excluded from the policy.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses £10,000,000 £100
Search & Rescue Cover £50,000 £500
Personal Liability £2,000,000 -
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100
End Supplier Failiure £2,500 -

Adventures Travel Insurance is arranged for JS Travel Insurance through P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Extended Travel Delay

If you chose this option you will be covered for Independent Traveller (extended cover for cancellation, curtailment, delayed departure and travel disruption with the addition of accommodation expenses if your trip is disrupted by an event such as a natural disaster e.g. volcanic eruption or if the Foreign & Commonwealth Office advises against travel.)

Free Diving

There is one particular form of Free Diving, the one in which participants try to reach large depths, stay underwater for long times or cover great distances on a single lungful of air.

In certain cultures, Free Diving was and still is a means of gathering food from the bottom of the sea, or collect pearls or look for treasures in a sunken ship.

Even in Ancient Greece, Free Diving was described as a commercial activity, sponges were mentioned as bathing aids by both Homer and Plato.

2,000 years ago in Japan, Free Divers were already collecting valuable pearls.

Competitive Free Diving is a modern sport that consists of various disciplines.

There are numerous categories, ranging from free immersion apnea to no limits apnea to dynamic apnea with and without fins.

This adventure sport is regulated by two governing bodies: CMAS and AIDA, each with its own rules regarding record attempts.

They are people who simply want to enjoy diving as a leisurely activity, not restricted by rules or equipment.

There are many advantages to Free Diving, there is no equipment needed, making it a cheap sport; Divers are much faster and much more flexible; no preparation is needed; and there are no obstructing air bubbles nor distracting sounds.

Snorkelling is the ultimate example of Recreational Free Diving.

Cave Diving may also be done as a free dive (although it generally happens with Scuba Diving gear).

Free Diving can be done by pretty much anyone who can swim, but more experienced divers will be more successful.

There are certain breath holding techniques that can be acquired and used through practice and that can greatly prolong the dive.

Common Injuries

There is one obvious risk involved with Free Diving, especially during deep dives; the risk of running out of oxygen before reaching the surface again.

Other well documented risks include shallow water blackouts, a physical condition that causes divers to faint underwater, which without oxygen tanks is often lethal; and hyperventilation, which makes divers think and feel like they have more oxygen in their body than they actually do.

Free Diving accidents are almost always related to suffocation. Therefore, in case you need First Aid or need to be transported to a hospital, it is literally vital that you have the proper Travel Insurance.

Free Diving Equipment

The beauty and freedom of Free Diving lies in the fact that no expensive equipment is needed whatsoever.

Some people, however, like to use fins to increase their area of movement underwater and most people will prefer goggles to improve visibility.

Useful Websites

Go Free Diving

The World Underwater Foundation

Travel Insurance Toolkit

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