Epilepsy Travel Insurance
If you have Epilepsy or your travel companion does, then you will need to make sure you have a Travel Insurance policy in place before you leave your home.
Epilepsy is a neurological disorder of the central nervous system. It disrupts the nerve cells in the brain, which causes seizures and spells of abnormal behaviour. Epileptic seizures range from extremely brief, almost unnoticeable moments to extensive periods of violent shaking. Seizures are recurrent and in some cases there's no known cause. Epilepsy is particularly dangerous because it can happen without notice, for example whilst driving or swimming.
JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.
JS Travel Insurance provides cover for Residents of the United Kingdom and the Channel Islands.
If you are a Resident of the Republic of Ireland, and you need to declare Epilepsy.
Please check the Terms and Conditions for any restrictions or exclusions.
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
Epilepsy Medical Questions
When obtaining a quote for Travel Insurance to cover this condition, you will be asked a number of questions. These will include:
- If awake, do you normally lose consciousness during a fit/seizure ?
- How many fits/seizures causing loss of consciousness have you had in the last four weeks ?
- How many fits/seizures causing loss of consciousness have you had in the last six months ?
- How many unplanned hospital admissions have you had for epilepsy/seizures in the last year ?
- How many different medicines do you take for your epilepsy/seizures ?
- How long ago was your first fit/seizure ?
- If not already declared to us, is your epilepsy / seizures caused by; a malignant brain tumour, a benign brain tumour, a brain haemorrhage or a head injury ?
If you are travelling with others, we can include them on the policy even if they do not have Epilepsy or any other Medical Conditions.
Causes of Epilepsy
- Abnormalities in the development of the brain
- Infections such as Meningitis or Encephalitis
- Brain Tumours
- Lack of oxygen during birth
- Trauma, which may not be recalled by the patient. Seizures can be brought on by: stress, lack of sleep, dehydration, excessive alcohol consumption, excitement or anxiety.
Epilepsy can often be treated with Anti Epileptic Drugs (AEDs). They act specifically on the brain and attempt to reduce the frequency and severity of attacks.
- If flying, contact your airline in advance as they may have a specific policy for passengers who have had seizures.
- Flying with Epilepsy should not be a problem unless one of your triggers, such as anxiety or sleep deprivation, may be aggravated by flight conditions. It is best to inform the person you are travelling with and also the cabin crew as they will also have received full first aid training so will be on hand should the need arise. You may want to request an aisle seat to give you and the people around you more space to help you, should you have a seizure.
- Before you leave the country, it is important to purchase a Travel Insurance policy that will cover for Epilepsy, any other pre existing medical conditions you may have and any specific activities you plan to do. If you are travelling within the EU make sure that you apply for a European Health Insurance Card (EHIC) in addition to travel insurance.
- Get a letter from your doctor stating your name, where you are travelling, the names and doses of any medicines you take and the quantity you will be carrying. If you take clobazam, clonazepam, diazepam or phenobarbital this is particularly important. This will be useful if you need to see a doctor while you are away and when carrying your medication through customs.
- If you are travelling to a different time zone then make sure you are adjusting your medication times accordingly.
- Keep your medication in your hand luggage during a flight, but make sure you comply with current airport security procedures. Contact your departure airport and airline for information. Take enough medication with you to cover your entire trip plus extra in case of delays or lost luggage.
- If you are away for an extensive period, keep in mind that your doctor is only able to prescribe you up to three months medication.
- Ensure that you correctly store your medication. Some medicines for epilepsy need to be stored in a cool dry place.
- Wear medical alert jewellery or carry an epilepsy aware card so that people can be made aware of your condition if anything were to happen to you.
- The majority of vaccinations are safe for people with epilepsy. However, be aware that anti-malaria medication, particularly chloroquine and mefloquine, are not suitable for people with epilepsy.
- Consider your destination, activities and accommodation with care, so as to avoid triggers to you epilepsy, such as bright lights.
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover your Allergy or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.