Down's Syndrome Travel Insurance
If you or any of your travel companions have Down's Syndrome, you must have a Travel Insurance policy in place before your trip.
Down’s Syndrome is also known as Trisomy 21.
To get a quote by telephone, contact us on 0800 043 0020 / 01273 092 757.
- Summary of Cover
- Medical Conditions
- Global Health Insurance Card
- Covid-19 / Coronavirus Cover
- Useful Website
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Cancellation or Curtailment | - | £2,000 | £5,000 | |
| Medical Expenses and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 | |
| Personal Liability | - | £2,000,000 | £2,000,000 | |
| Personal Possessions | - | £2,000 | £3,000 | |
| Personal Money | - | £400 | £400 | |
| Delayed Departure | - | £100 | £100 | |
| Missed Departure | - | £500 | £500 | |
| Legal Expenses | - | £25,000 | £25,000 | |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 | |
| Overseas Return Quarantine | Included | Included | Included | |
| Medical Excess* | £500 | £150 | Nil | |
| Standard Excess* | £100 | £75 | Nil |
*Excess payable does vary depending on the claim benefit.
Please read the Policy Wording of this policy provided by JS Travel Insurance.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
Medical Conditions
Those with Down's Syndrome are more likely than most people to get a range of Medical Conditions:
- Heart problems, which may need surgery, affect up to half of the people with Down's Syndrome.
- Eye problems, such as Cataracts affect half of the children with Down's Syndrome by the age of four.
- Hearing problems, ranging from mild to complete deafness, affecting over half of people with Down's Syndrome.
- Thyroid problems, including low or high levels of thyroid hormones, affect one in 10 people with Down's Syndrome.
- Poor Immunity is common, so people with Down's Syndrome are prone to chest infections, coughs and colds.
- Problems with the digestive system may cause diarrhoea or constipation; babies may have feeding problems and may not gain weight normally.
- Dementia affects people with Down's Syndrome at an earlier age: four out of ten 50-59-year-olds with Down's Syndrome have Dementia.
Global Health Insurance Card
The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st of January 2021.
You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternity care, oxygen therapy, kidney treatment and many more healthcare requirements.
Please Note: This is not a substitute for Travel Insurance that covers Down's Syndrome, as there are restrictions on the cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.
Covid-19 / Coronavirus Cover
Our Travel Insurance that covers Down's Syndrome can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.
All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip.
This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice
- Medical Expenses and Repatriation - when medically necessary, if you or anyone named on the policy contracts COVID-19 whilst abroad.
- Covid+ - policy covers Cancellation if you or anyone named on the policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
- Platinum Covid+ - policy has covers including Cancellation if you or anyone named on the policy has been told to isolate due to COVID-19.
- Overseas Return Quarantine - Cover for additional accommodation & transport costs (limits apply) if you or anyone named on the policy are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.
