Crohn's Disease Travel Insurance
If you have Crohn's Disease, then you will need a Travel Insurance policy in place before you travel.
Also known as Crohn's Syndrome, Crohn's Disease is an inflammatory bowel disease. The disease results in inflammations in a persons digestive tract, which includes everything from the mouth to the colon and rectum. This Crohnic Disease is related to one's immune system and can be caused by genetic factors, environmental, bacterial and immune triggers, or any combination of those. Patients may suffer from stomach pains, weight loss and tiredness. There is no cure, but symptoms can be treated. Crohn's Disease is far more common in developed countries.
JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.
JS Travel Insurance provides cover for Residents of the United Kingdom and the Channel Islands.
If you are a Resident of the Republic of Ireland, and you need to declare Crohn's Disease.
Please check the Terms and Conditions for any Restrictions or Exclusions.
- Summary of Cover
- Medical Questions
- Travel Advice
- Crohn's Disease Symptoms
- Complications from Crohn's Disease
- Useful Websites and Information
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
When getting a quote for Travel Insurance with Crohn's Disease, you will be asked a number of questions to ensure you get the right quote for you. These will be:
- Have you ever had any Abdominal Surgery for this condition ?
- Have you ever had any episodes of Bowel Obstruction ?
- How many hospital admissions have you had for Crohns in the last 2 years ?
If you are travelling with others, we can include them on the policy, even if they do not have any medical conditions.
- Be sure to take plenty of medication with you plus some extra in case of delays. Keep your medication in its original packaging and make a note of its generic name in case you need to find replacements whilst away. Keep your medication in your hand luggage to reduce the chance of it being lost.
- It is important to take all necessary precautions against picking up traveller's diarrhoea as this can be particularly dangerous to people with Crohn's Disease. Eating undercooked meat is particularly hazardous. Consuming unpasteurised dairy products should also be avoided. Do not drink the tap water if it is unsafe and be wary of ice in drinks and salads washed in tap water.
- Make enquiries as to where you can receive Medical Assistance at your destination in case of emergency. Symptoms such as high fever and chills, rectal bleeding, abdominal pain, dizziness and dehydration should be taken extremely seriously and Medical Assistance should be sought at once.
- Check any timezone changes to ensure you take your medication and correct times.
- When sightseeing and travelling carry a bag of essential items with you including, medication, a change of clothes, toilet paper and hand sanitiser, and meal replacement bars.
Crohn's Disease Symptoms
Symptoms include diarrhoea, abdominal pain, blood / mucus in faeces due to ulcers, weight loss, and fatigue. Symptoms can be highly variable and patients can go for months without experiencing any symptoms only to suffer a phase where the condition becomes aggravated. There is currently no cure but there are a wide variety of medications available to manage the symptoms. 80% of sufferers will require surgery at some point in their lives to remove inflamed sections of the digestive system.
Smoking is the main controllable risk factor. It is known that smoking at least doubles the risk and smokers with Crohn's Disease are usually affected more severely.
Complications from Crohn's Disease
- Stricture: This is the narrowing of the gut due to inflammation and scar tissue. This can cause pain and vomiting as the food is blocked from passing through the intestine.
- Perforation: If the blockage builds up enough pressure the gut can rupture, so causing the contents of the gut to leak into the abdomen. This can cause an infection or an abscess and is a potentially life threatening condition.
- Fistula: The inflammation can cause a channel to form between two parts of the body such as the small intestine to the colon, or the small intestine to the bladder. Perianal fistulas occur when a fistula forms between the anus or rectum and opens onto the skin near to the anus. They are common in Crohn's Disease patients and can be very painful.
- Cancer: People with Crohn's Disease have a slightly higher chance of developing Colon Cancer.
- Osteoporosis: Due to the poor absorption of food patients have an increased risk of developing Osteoporosis.
Useful Websites and Information
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover your Allergy or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.