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Charity Rally Travel Insurance
If you are taking part in a Charity Rally (including the Mongolia Charity Rally), it is important to have a Travel Insurance Policy in place before you leave your home.
A Charity Rally is a fundraising event in which people participate with motorised vehicles that they ride or drive. The money is usually generated by the participants themselves through sponsorships and donations. The money that is raised is then given to a particular Charity.
To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk
JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover for an Additional Premium on the quote page of our website.
We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.
- Summary of Cover
- Pre Existing Medical Conditions
- Charity Rallies
- Popular Charity Rally Events
- Common Injuries
- Websites & Information
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Baggage | £1,000 | £1,500 | £2,500 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 |
Pre Existing Medical Conditions
If you have a pre existing medical condition(s) and you plan to participate in a Charity Rally whilst travelling abroad, we are able to provide you with a Policy. If you want to get a quote online, you can go to our dedicated webpage for pre existing medical conditions.
When prompted you should select Hazardous Activity Pack B.
Please check the Terms and Conditions for any Restrictions or Exclusions.
Charity Rallies
A Charity Rally aimed at aid generally involves a racing competition in which participants ride or drive motorised vehicles to certain point and deliver services, goods and / or other types of aid to the local communities.
Other types of Charity Rallies are business events and Aid Events. Business Charity Rallies require an entry fee that is either used to cover administrative costs or to support the organizing party that makes a profit of them. In this model, it is the participants who still need to raise money for the Charity that the Rally supports.
Popular Charity Rally Events
Mongolia Charity Rally is arguably the most famous Charity Rally, which is a profit making rally with a focus on charity. The Mongolia Charity Rally is, however, an amazing thing to participate in, it is sometimes referred to as the world's greatest adventure. In the Mongolia Charity Rally, participating teams are completely unsupported, are required to drive small and worn out cars. It takes place every summer and starts at one of several starting points in Western Europe. The routes converge in Prague where the launch party is held. From there on, the teams can choose their own route to the ending point in Ulan-Ude [a city in East Siberia, Russia].
Roof of the World Rally is another Charity Rally that is organised by GoHelp. This motorised journey takes place in summer and takes you from London to Dushanbe, the capital of Tajikistan. The launch of this Charity Rally usually coincides with the Mongolia Charity Rally. The entire journey is unsupported and involves crossing mountain ranges, deserts and various other terrains. There are four possible routes you can follow.
Silk Road Race, which is organised by Partenza Intelligente, is a non-profit organisation based in Milan, Italy. Milan is where the Rally kicks off in the last week of July. There are three main routes you can follow: (1) the northern route runs through Eastern Europe; (2) the middle route crosses countries such as Turkey, Georgia and Azerbaijan; (3) the southern route traverses Turkey, Iran, Turkmenistan and Uzbekistan. Participants are, however, free to choose any route they want.
Common Injuries
Charity Rallies are technically not a racing event. The main points of a Charity Rally are raising money and making it all the way to the end. However, that does not mean that there are not any risks involved. You will spend hundreds of hours on the road, which is always a dangerous place to be, or in extreme environments, such as deserts and mountains, often driving a car which may not be the best on the market. Collisions and other accidents happen every year, and unfortunately fatalities have been known.
Websites and Information
www.theadventurists.com/mongol-rally
www.roofoftheworld.charityrallies.org
www.jsinsurance.co.uk/blog/mongolia-charity-rally-travel-insurance
You must ensure that you are adequately supervised, that appropriate safety equipment (such as protective headwear, etc.) are worn at all times and you do not participate in a Charity Rally for more than 90 days in any one Period of Insurance.
If you are using a motorised vehicle during your trip, please ensure you hold a full and valid Driving Licence that permits you to use such a vehicle.
There is no Personal Liability cover with this policy, whilst taking part in this Activity.
Please read the Policy Wording for full details.
This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.
