Cerebral Palsy Travel Insurance
If you or one of your travelling companions has Cerebral Palsy, it is very important to have a Travel Insurance policy in place that covers this medical condition.
Cerebral Palsy is a medical disorder that affects young children, mostly between birth and 5 years of age. There are various symptoms, which may vary between different children, they range from muscle weakness to stiff muscles and tremors. Often times, these muscle problems manifest themselves as hearing, feeling, seeing and swallowing issues. They can also lead to learning disabilities. Although there is no cure, children suffering from this disorder can be helped with specialised equipment, therapy and even surgery.
You will need to have an adult included in the quote and policy, as we are unable to insure children under the age of 18 years on their own.
JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.
JS Travel Insurance provides cover for Residents of the United Kingdom and the Channel Islands.
If you are a Resident of the Republic of Ireland, and you need to declare Cerebral Palsy.
Please check the Terms and Conditions for any restrictions or exclusions.
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
Cerebral Palsy Medical Questions
When obtaining a quote for Travel Insurance to cover this condition, you will be asked a number of questions.
- Do you have weakness or paralysis of all four limbs ?
- Has this caused any breathing problems or lung infections in the last two years ?
- Do you have Epilepsy ?
- If awake, do you normally lose consciousness during a fit/seizure ?
- How many fits/seizures causing loss of consciousness have you had in the last four weeks ?
- How many fits/seizures causing loss of consciousness have you had in the last six months ?
- How many unplanned hospital admissions have you had for epilepsy/seizures in the last year ?
- How many different medicines do you take for your epilepsy/seizures ?
- How long ago was your first fit/seizure ?
Classifications of Cerebral Palsy
- Athetoid / Dyskinetic
Symptoms of Cerebral Palsy
- Tight muscles
- Difficulty in sitting, rolling, crawling and walking
- Abnormal gait
- Joint contracture
- Muscle weakness
- Abnormal movements
- Speech difficulty
- Learning disabilities
- Slow growth
Treatments for Cerebral Palsy
- Physical therapy
- Occupational therapy
- Nutritional therapy
- Hearing aids
A child with Cerebral Palsy usually starts showing symptoms in the first 3 years of their life. Development such as learning to crawl, walk and talk will be slower in a child with Cerebral Palsy. The muscle tone tends to be affected too. This can be increased muscle tone or decreased muscle tone.
- Stiff or ridged muscle tone is known as Hypertonia
- Muscles that appear floppy are known as Hypotonia
If your child is diagnosed with Cerebral Palsy, there will be many health professionals involved in your child care including a Physiotherapist, Speech Therapist, Health Visitor and Social Worker. Some therapies will be more suitable for some Children than others, due to the differing nature of Cerebral Palsy.
If you are planning a trip then it is important to check out accommodation thoroughly beforehand to make sure all facilities are accessible. Many hotels have fully equipped rooms with handles and bars that are located on the ground floor.
Inform your Airline in advance so that they can make appropriate arrangements. Airports also have special vehicles to help mobility impaired passengers move around the terminal.
Any Activities that you wish to undertake and Sights that you want to visit should be thoroughly researched as well.
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover for Cerebral Palsy or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.