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Travel Insurance > Cardiomyopathy Travel Insurance

Important Information About Our Policies

Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.

Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

If you suffer from Cardiomyopathy, it is important that you have a Travel Insurance policy before your trip begins. To get a quote by telephone, contact us on 0800 047 5065 (FREEPHONE) or + 44 (0) 1273 773 017. Summary of… Read more... GET A QUOTE FOR TRAVEL INSURANCE WITH COVER FOR CARDIOMYOPATHY

Cardiomyopathy Travel Insurance

If you suffer from Cardiomyopathy, it is important that you have a Travel Insurance policy before your trip begins.

To get a quote by telephone, contact us on 0800 047 5065 (FREEPHONE) or + 44 (0) 1273 773 017.

Summary of Cover

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Liability - £2,000,000 £2,000,000  
Personal Baggage - £2,000 £3,000  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Failure of Carrier £1,500 £1,500 £1,500  
Medical Excess* £500 £150 Nil
Standard Excess* £100 £75 Nil

*The excess payable does vary depending on the claim benefit.

Travel Insurance Extras

Extension Benefit Europe (per person) Worldwide (per person)
Missed Connection £10.00 £10.00
Gadget Cover £10.99 £10.99
Terrorism Extension £16.00 £24.00
Missed Connection

Extends your policy to provide cover if you miss your pre-booked connecting Aircraft, Watercraft or Train as a result of the cancellation, or delay of 3 or more hours, on your initial international outward or return journey, due to adverse weather, mechanical breakdown or technical fault.

The policy provides cover up to £500 for additional transportation and/or accommodation expenses incurred to enable you to join your connecting Aircraft, Watercraft, Train or Motor vehicle or to get you to your pre-booked final destination.

Gadget Cover

We will pay up to £1,000 for the intrinsic value or cost of repair of your Gadgets (maximum £500 per Gadget), which are lost, stolen, damaged or destroyed whilst you are away on your trip. Unauthorised calls if your mobile phone is stolen up to £75

We can cover the following Gadgets: Mobile phones, ipads and tablet computers, e-readers, sat nav, ipods and MP3 players, cassette players/CD players, computer games machines and any equipment used with them such as CDs, games, tapes, cassettes or cartridges.

You must take reasonable care of your Gadgets and not leave them unattended in a public place. You must own the item and be able to provide proof of ownership. Allowance will be made for wear and tear and depreciation

Terrorism Extension

Covers your portion of prepaid, irrecoverable transport, accommodation, foreign car hire costs and prepaid excursions up to a maximum of £2,000 (excursion limited to £250) should you not wish to travel due to an act of terrorism occurring prior to your outbound travel date and within a 40 mile radius of your booked accommodation.

If you have already travelled, your portion of prepaid, irrecoverable, accommodation, foreign car hire costs and prepaid excursions and either your pre-booked return travel costs, or the cost of your curtailment travel costs, whichever is the greater up to a maximum of £2,000 (excursion limited to £250) should you wish to return home due to an act of terrorism occurring within a 40 mile radius of your booked accommodation.

Epidemic or Pandemic Travel Restriction

£50 for each full 24 hour period up to a maximum of £500.

A benefit payable if, when you are abroad, you are prevented from leaving a country due to restrictions in travel caused by an epidemic or pandemic and will help with the cost of additional accommodation and living expenses.

The cover is not applicable under the following circumstances; You are travelling against Foreign Office or World Health Organisation advice or you have travelled to an area where the possibility of an epidemic or pandemic occurrence has already been announced.

Medical Questions

When obtaining a quote for Travel Insurance to cover this condition, you will be asked a number of questions:

  • Have you ever had an Abnormal Heart Rhythm ?
  • How many unplanned hospital visits for your irregular heartbeat have you had in the last 12 months ?
  • Do you have any further investigation or treatment planned ?
  • Are you on any medication to thin the blood (not including aspirin) which requires a regular blood tests ?
  • Has your Heart Rhythm ever caused collapses, faints or blackouts ?
  • Have you ever had Angina and / or a Heart Attack ?
  • Have you been prescribed any treatment for heart-related breathlessness or ankle swelling ?
  • Have you ever had a stroke or a mini-stroke (TIA) ?

Types of Cardiomyopathy

Hypertropic is when the wall of the heart becomes thickened and the muscle stiffens, making it harder for blood to be pumped out of the heart and around the body.

Dilated is when the wall of the heart becomes thinner and loose, again making it difficult to pump blood.

Arrhythmogenic Right Ventricular  is when the heart cells are gradually replaced by fatty tissue.

As Cardiomyopathy worsens, the heart becomes weaker and less able to pump blood through the body. This can lead to Heart Failure or Arrhythmia

Cardiomyopathy can be acquired due to another disease or is inherited, affecting one or several members of a family. A lot of the time the cause of Cardiomyopathy is not known, which is often the case when the disease occurs in children.

Cardiomyopathy can affect people of all ages, however certain types of the disease are more common in certain age and ethnic groups

Useful Websites

Cardiomyopathy UK

Cardiomyophy Association

Important Information

Before you leave the country, it is important to purchase a Travel Insurance policy that will cover for Cardiomyopathy or any other pre existing medical condition you may have.

This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.


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