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Travel Insurance > Cardiomyopathy Travel Insurance
If you suffer from Cardiomyopathy, it is important that you have a Travel Insurance policy before your trip begins. To get a quote by telephone, contact us on 0800 043 0020 / 01273 092 757 Summary of Cover Read more... GET A QUOTE FOR TRAVEL INSURANCE WITH COVER FOR CARDIOMYOPATHY

Cardiomyopathy Travel Insurance

If you suffer from Cardiomyopathy, it is important that you have a Travel Insurance policy before your trip begins.

To get a quote by telephone, contact us on 0800 043 0020 / 01273 092 757

Summary of Cover

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Liability - £2,000,000 £2,000,000  
Personal Possessions - £2,000 £3,000  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Scheduled Airline Failure £1,500 £1,500 £1,500  
Overseas Return Quarantine Included Included Included  
Medical Excess* £500 £150 Nil
Standard Excess* £100 £75 Nil

*The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.

This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.

Medical Questions

When obtaining a quote for Travel Insurance to cover this condition, you will be asked a number of questions:

  • Have you ever had an Abnormal Heart Rhythm?
  • How many unplanned hospital visits for your irregular heartbeat have you had in the last 12 months?
  • Do you have any further investigation or treatment planned?
  • Are you on any medication to thin the blood (not including aspirin) which requires a regular blood tests?
  • Has your Heart Rhythm ever caused collapses, faints or blackouts?
  • Have you ever had Angina and / or a Heart Attack?
  • Have you been prescribed any treatment for heart-related breathlessness or ankle swelling?
  • Have you ever had a stroke or a mini-stroke (TIA)?

Types of Cardiomyopathy

Hypertropic is when the wall of the heart becomes thickened and the muscle stiffens, making it harder for blood to be pumped out of the heart and around the body.

Dilated is when the wall of the heart becomes thinner and loose, again making it difficult to pump blood.

Arrhythmogenic Right Ventricular  is when the heart cells are gradually replaced by fatty tissue.

As Cardiomyopathy worsens, the heart becomes weaker and less able to pump blood through the body. This can lead to Heart Failure or Arrhythmia

Cardiomyopathy can be acquired due to another disease or is inherited, affecting one or several members of a family. A lot of the time the cause of Cardiomyopathy is not known, which is often the case when the disease occurs in children.

Cardiomyopathy can affect people of all ages, however certain types of the disease are more common in certain age and ethnic groups.

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Apply for a GHIC Card

Covid-19 / Coronavirus Cover

Our Travel Insurance that covers Cardiomyophy can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip.

This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
  • Covid+ policy covers Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Platinum Covid+ policy has cover including cancellation if you have been told to isolate due to COVID-19.
  • Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

Useful Websites

Cardiomyopathy UK

Cardiomyophy Association


Travel Insurance Toolkit

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  • Covered by the Financial Services Compensation Scheme
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