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Important Information About Our Policies

Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.

Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

Business Travel Insurance Quote

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Business Travel Insurance

If you need Business Cover for a one off trip or you need cover for the whole year, we can provide cover for trips in the United Kingdom, Europe and Worldwide. The cover is extended to provide an extra level of protection, unlike a normal travel insurance policy. Also with BREXIT not far away, it is more important than ever to get the extra cover in place in case…

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If you need Business Cover for a one off trip or you need cover for the whole year, we can provide cover for trips in the United Kingdom, Europe and Worldwide.

The cover is extended to provide an extra level of protection, unlike a normal travel insurance policy.

Also with BREXIT not far away, it is more important than ever to get the extra cover in place in case anything interrupts your business trip at the last minute.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,500 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Liability £2,000,000 £2,000,000 £2,000,000
Personal Baggage £1,000 £1,500 £2,500
Laptop Limit £500 £500 £500
Gadget Cover* £1,000 £1,000 £1,000
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500
Missed Connection Cover** £1,500 £1,500 £1,500
Terrorism Cover Extension** £2,000 £2,000 £2,000
Business Equipment - - £1,500
Single Article - - £750
Computer Equipmeent - - £1,000
Samples - - £500
Emergency Courier of Equipment - - £500
Standard Excess*** £100 £50 £35

*The Gadget Cover can be added on the quote page at an additional premium.

**AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy. 

***The excess payable does vary depending on the claim benefit.

This cover is provided only on our JS Platinum policy online.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

This Business Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.

Travel Insurance Extras

Single Trip

Extension Benefit Europe (per person) Worldwide (per person)
Excess Waiver £5.00 £5.00
Terrorism Cover £7.00 £13.00
Missed Connection £5.00 £5.00

Annual Multi Trip

Extension Benefit Europe (per person) Worldwide (per person)
Excess Waiver £36.00 £36.00
Terrorism Cover £16.00 £24.00
Missed Connection £10.00 £10.00

Excess Waiver

By purchasing the excess waiver option, the excess on the policy is reduced to £0 and you would therefore not be responsible for making a payment toward a claim.

Missed Connection Cover

This extension provides additional travel insurance cover in the event you miss a connecting flight, ferry, cruise ship, train or motor vehicle as a result of a delay to your initial outbound transport.

Terrorism Cover Extension

This extension provides additional insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40 miles radius of your pre booked accommodation and you no longer wish to travel.

What does Business Travel Insurance cover ?

Our policies cover you for Medical Expenses as well as Cancellation and Baggage and the other normal benefits of a policy, however it also has some added cover such as cover for  your business equipment.

  • Buying or hiring essential equipment that's lost, stolen or damaged during the trip.
  • Buying or hiring essential equipment that's delayed or lost during the outward journey.
  • Emergency courier expenses to replace essential equipment.

You might be going on a business trip and would like in your leisure time, take part in a sport or activity. We provide cover for more than 200 differenet sports and activities.

What if I take more than one Business Trip a Year ?

If you travel alot for work and you should then consider an Annual Travel Insurance policy.

If there is a group or you are going on the same business trip or trips, you might want to consider our Group Travel Insurance policy.

Pre Existing Medical Conditions

If you have pre existing medical conditions and you planning a Business trip whilst travelling abroad, we are able to provide you with a policy.

GET A QUOTE ONLINE

This cover is provided only on our JS Platinum policy online.

Please check the Terms and Conditions for any Restrictions or Exclusions.

Useful Websites

Travel Insurance and Brexit

Foreign Travel Advice

Business Travel Management

Business Flight Centre


Travel Insurance Toolkit

  • Authorised and regulated by the Financial Conduct Authority
  • Covered by the Financial Services Compensation Scheme
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