Important Information About Our Policies
Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.
Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.
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Business Travel Insurance
If you need Business Cover for a one off trip or you need cover for the whole year, we can provide cover for trips in the United Kingdom, Europe and Worldwide. The cover is extended to provide an extra level of protection, unlike a normal Travel Insurance policy. To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017
If you need Business Cover for a one off trip or you need cover for the whole year, we can provide cover for trips in the United Kingdom, Europe and Worldwide.
The cover is extended to provide an extra level of protection, unlike a normal Travel Insurance policy.
To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk
- Summary of Cover
- Travel Insurance Extras
- What does Business Travel Insurance Cover ?
- What if I take more than one Business Trip a Year ?
- Pre Existing Medical Conditions
- Useful Websites
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,500 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Liability | £2,000,000 | £2,000,000 | £2,000,000 |
| Personal Baggage | £1,000 | £1,500 | £2,500 |
| Laptop Limit | £500 | £500 | £500 |
| Gadget Cover* | £1,000 | £1,000 | £1,000 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 |
| Missed Connection Cover** | £1,500 | £1,500 | £1,500 |
| Terrorism Cover Extension** | £2,000 | £2,000 | £2,000 |
| Business Equipment | - | - | £1,500 |
| Single Article | - | - | £750 |
| Computer Equipmeent | - | - | £1,000 |
| Samples | - | - | £500 |
| Emergency Courier of Equipment | - | - | £500 |
| Standard Excess*** | £100 | £50 | £35 |
*The Gadget Cover can be added on the quote page at an additional premium.
**AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy.
***The excess payable does vary depending on the claim benefit.
This cover is provided only on our JS Platinum policy.
Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.
This Business Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.
Travel Insurance Extras
Single Trip
| Extension Benefit | Europe (per person) | Worldwide (per person) |
|---|---|---|
| Excess Waiver | £5.00 | £5.00 |
| Terrorism Cover | £7.00 | £13.00 |
| Missed Connection | £5.00 | £5.00 |
Annual Multi Trip
| Extension Benefit | Europe (per person) | Worldwide (per person) |
|---|---|---|
| Excess Waiver | £36.00 | £36.00 |
| Terrorism Cover | £16.00 | £24.00 |
| Missed Connection | £10.00 | £10.00 |
Excess Waiver
By purchasing the excess waiver option, the excess on the policy is reduced to £0 and you would therefore not be responsible for making a payment toward a claim.
Missed Connection Cover
This extension provides additional travel insurance cover in the event you miss a connecting flight, ferry, cruise ship, train or motor vehicle as a result of a delay to your initial outbound transport.
Terrorism Cover Extension
This extension provides additional insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40 miles radius of your pre booked accommodation and you no longer wish to travel.
What does Business Travel Insurance cover ?
Our policies cover you for Medical Expenses as well as Cancellation and Baggage and the other normal benefits of a policy, however it also has some added cover such as cover for your business equipment.
- Buying or hiring essential equipment that's lost, stolen or damaged during the trip.
- Buying or hiring essential equipment that's delayed or lost during the outward journey.
- Emergency courier expenses to replace essential equipment.
You might be going on a business trip and would like in your leisure time, take part in a sport or activity. We provide cover for more than 200 differenet sports and activities.
What if I take more than one Business Trip a Year ?
If you travel alot for work and you should then consider an Annual Travel Insurance policy.
If there is a group or you are going on the same business trip or trips, you might want to consider our Group Travel Insurance policy.
Pre Existing Medical Conditions
If you have pre existing medical conditions and you planning a Business trip whilst travelling abroad, we are able to provide you with a policy.
This cover is provided only on our JS Platinum policy.
Please check the Terms and Conditions for any Restrictions or Exclusions.
