Important Information About Our Policies
Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.
Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.
Arthritis Travel Insurance
Travel Insurance is important if you suffer from any type of Arthritis such as Osteoarthritis or Rheumatoid Arthritis or other types. Make sure you declare this when purchasing a policy.
To get a quote by telephone, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017.
- Summary of Cover
- Travel Insurance Extras
- Medical Questions
- Travel Advice
- Useful Websites
- Important Information
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
*The excess payable does vary depending on the claim benefit.
Travel Insurance Extras
|Extension Benefit||Europe (per person)||Worldwide (per person)|
Extends your policy to provide cover if you miss your pre-booked connecting Aircraft, Watercraft or Train as a result of the cancellation, or delay of 3 or more hours, on your initial international outward or return journey, due to adverse weather, mechanical breakdown or technical fault.
The policy provides cover up to £500 for additional transportation and/or accommodation expenses incurred to enable you to join your connecting Aircraft, Watercraft, Train or Motor vehicle or to get you to your pre-booked final destination.
We will pay up to £1,000 for the intrinsic value or cost of repair of your Gadgets (maximum £500 per Gadget), which are lost, stolen, damaged or destroyed whilst you are away on your trip. Unauthorised calls if your mobile phone is stolen up to £75
We can cover the following Gadgets: Mobile phones, ipads and tablet computers, e-readers, sat nav, ipods and MP3 players, cassette players/CD players, computer games machines and any equipment used with them such as CDs, games, tapes, cassettes or cartridges.
You must take reasonable care of your Gadgets and not leave them unattended in a public place. You must own the item and be able to provide proof of ownership. Allowance will be made for wear and tear and depreciation
Covers your portion of prepaid, irrecoverable transport, accommodation, foreign car hire costs and prepaid excursions up to a maximum of £2,000 (excursion limited to £250) should you not wish to travel due to an act of terrorism occurring prior to your outbound travel date and within a 40 mile radius of your booked accommodation.
If you have already travelled, your portion of prepaid, irrecoverable, accommodation, foreign car hire costs and prepaid excursions and either your pre-booked return travel costs, or the cost of your curtailment travel costs, whichever is the greater up to a maximum of £2,000 (excursion limited to £250) should you wish to return home due to an act of terrorism occurring within a 40 mile radius of your booked accommodation.
Epidemic or Pandemic Travel Restriction
£50 for each full 24 hour period up to a maximum of £500.
A benefit payable if, when you are abroad, you are prevented from leaving a country due to restrictions in travel caused by an epidemic or pandemic and will help with the cost of additional accommodation and living expenses.
The cover is not applicable under the following circumstances; You are travelling against Foreign Office or World Health Organisation advice or you have travelled to an area where the possibility of an epidemic or pandemic occurrence has already been announced.
When obtaining a quote for Travel Insurance to cover this condition, you will be asked a number of medical questions.
- What type of Arthritis do you have ?
- Have you had any of your joints replaced or resurfaced ?
- Do you currently use any Mobility Aids because of your Arthritis ?
- Have you ever needed treatment for any Neck or Back problems ?
- How many unplanned Hospital admissions have you had for Arthritis in the last year ?
When you are travelling with Arthritis, it is important to make sure you have enough medication to last for the duration of the trip. Keep your medication with you in your carry on luggage in case your luggage is lost or delayed.
Make sure your medicine is clearly labelled with your identification, that of your Doctor and the name of the medication and any other pertinent information.
It may be necessary to prove that the medication is in fact yours in certain places for security reasons, so make sure the medication labels are properly labelled to match your identity.
If you need to carry needles or syringes on you, take a Medical Prescription proving their necessity as well, so you do not have any problem getting through security with them.
If you are travelling to a hot climate, it may be necessary for you to store your medicine in a cool place or out of direct sunlight. Many types of medication will increase your sensitivity to the sun, meaning you may need to be more careful when protecting your skin.
Check with your Doctor about adapting the time you take your medication in different time zones when you are are away.
- When choosing flights and an Airline for your holiday, try to find a direct flight to avoid the physical challenges of changing flights.
- If you require assistance at the Airport, you should contact the Airline or Airport Authorities before your trip.
- With your Travel Agent, choose a Hotel for your holiday that will accommodate your requirements.
- Choose an area that will have transport options available should you wish to travel around the area you are visiting and that there is wheelchair access if you need it.
Areas with steep hills or a lot of steps to climb could cause problems for your Arthritis when you are on holiday, so be realistic with your abilities and choose your holiday destination carefully.
Wear light clothing in hot climates and wear comfortable and appropriate shoes that will not cause you problems with your Arthritis.
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover your Arthritis or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.