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Winter Sports Travel Insurance
Winter Sports Travel Insurance covers you while you enjoy the snow and navigate the slopes on skis or a snowboard. We cover a range of Winter Sports / Activities, from Ski Touring and
Winter Sports Travel Insurance covers you while you enjoy the snow and navigate the slopes on skis or a snowboard.
We cover a range of Winter Sports / Activities, from Ski Touring and Snowmobiling to Off-Piste Skiing (with or without a Guide).
Since we know your Ski Equipment is essential to you, we also cover (including hired equipment) for loss, theft or damage.
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
- Summary of Cover
- Off Piste Cover
- Safety Advice
- What Winter Sports do we cover?
- Pre-Existing Medical Conditions
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Search and Rescue* | £25,000 | £50,000 | £50,000 |
| Personal Liability | - | £2,000,000 | £2,000,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Activity Equipment | £1,500 | £1,500 | £1,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
| Unused Activity Pack | £75 | £75 | £75 |
| Piste / Mountain Closure* | £1,000 | £1,000 | £1,000 |
| Avalanche / Landslide Cover | £1,000 | £1,000 | £1,000 |
*Excess payable does vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
Off Piste Cover
If you plan to go off-piste, you must ensure you are with a Professional Guide / Instructor within recognised Resort Boundaries.
The definition of off-piste in our policy wording is 'Skiing / Snowboarding on pistes which are unmarked and ungroomed within Resort Boundaries that are considered safe by Resort Management. Where ski lifts and emergency services are easily accessible and end back at a ski area lift, not including backcountry or areas marked or prohibited from entry.
Skiing / Snowboarding Off Piste (without a Guide): if you are off-piste within the ski area boundaries of a recognised Ski Resort that is patrolled, then it is not a requirement to be accompanied by a guide or instructor) and in areas that Local Resort Management consider safe.
Safety Advice
Winter Sports are inherently risky by nature: steep slopes, slippery surfaces, and decreased visibility caused by snow and cold temperatures.
You can substantially reduce the risk of collisions and subsequent injuries with proper planning and preparation, good equipment and some common sense.
Protect your Eyes
It would be best to use goggles or sunglasses to protect your eyes from the sun and any branches or stones you might encounter whilst Skiing/Snowboarding.
DreSkiingWarm Clothing
You are advised to wear more than one layer of clothing and always wear a hat and gloves. Purchasing some thermal clothing that keeps the heat is highly recommended.
Know your Limits
Be aware of the demands of the Activity and know your physical limitations. Beginners are at increased risk and should follow the advice of an instructor where necessary.
Experienced skiers should stick to the slopes which suit their ability. Always rest if your body is tired.
Follow Good Piste Etiquette
Give way to those in front or below you to reduce the chance of potential accidents or injuries to yourself and others.
What Winter Sports do we cover?
You can select the Winter Sports you must cover when getting a quote. You can add more than one if you plan to do multiple winter sports. Here are some of the choices available:
• Chalet Rep / Host • Cross Country Skiing • Dog Sledging • Dry Slope Skiing • Dry Slope Snowboarding • Glacier Skiing • Glacier Walking • Ice Hockey (Full Body Protection) • Ice Skating (Rink Only) • Off Piste Skiing / Snowboarding (with a professional guide/instructor outside recognised resort areas) • Off Piste Skiing / Snowboarding (within ski area boundaries of a recognised Ski Resort and following local Ski Patrol guidelines) • Reindeer Sledging (passengers only) • Ski Doing • Ski Run Walking • Ski Seasonaires • Ski Yawing • Skiing / Snowboarding • Sledging • Sledging (pulled by Horse or Reindeer as a passenger) • Snow Blading • Snow Bobbing • Snow Carting (up to 125cc) • Snow Decking • Snow Go Karting (up to 125cc) • Snow Kiting • Snow Mobilising • Snow Parascending • Snow Scooting • Snow Shoe Walking • Snow Tubing • Snow Zorbing • Snowboarding • Snowcat Driving • Snowcat Skiing • Tobogganing
Pre-Existing Medical Conditions
If you have taken part in Winter Sports before and may have had an injury or accident whilst taking part in Winter Sports, you must declare this when purchasing a policy.
We have several providers who can offer travel insurance, including Winter Sports and if you have a pre-existing medical condition.
Choosing the Right Ski Season Insurance
Top Ten Checklist before you head off for a Ski Season
