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Trekking (up to 6,000 metres) Travel Insurance

If you are planning a trip which includes the great challenge of Trekking (up to 6,000 metres), it is of vital importance that you have a Travel Insurance Policy in place before you leave your home and start the Trek.

Please Note: If you are going to be Trekking Kilimanjaro or Trekking to Everest Base Camp, you must select these Activities on the quote page.

Please select: Trekking (4,000m to 6,000m)

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This policy will provide cover up to the age of 69 years.

Personal Liability and Personal Accident are covered.

Please Note: We can cover just the day or days that you will be Trekking (up to 6,000 metres) if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

If you are planning to Trek above 6,000 metres, we can offer this cover as well.

Please select Trekking (6,000m to 9,000m)

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

Summary of Cover

PART A

Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Activity Equipment is covered whilst in transit, storage and whilst being used.

PART B

Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Independent Traveller Extension

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Trekking (up to 6,000 metres) Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by  Antares Syndicate 1274 at Lloyd&rsquo's. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this Trekking (up to 6,000 metres) Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home to commence the trip or closure of air space directly attributable to a volcanic eruption.

Top 10 Trekking (up to 6,000 metres) Travel Insurance FAQs

1. Is Search and Rescue including Helicopter evacuation covered by this policy?

Yes, you will be Helicopter evacuated from the mountain under the Search and Rescue Cover of the policy if it was medically necessary, this will cover you up to £50,000 (Excess of £500).

You will be covered for Medical Emergency Expenses up to £10,000,000 Once you have been evacuated from the scene and are being treated in a hospital or clinic. 

2. Will I be covered for Repatriation if I need to be brought back to my home country, due to illness or an accident?

Yes, all of our policies cover Repatriation costs if you need to be brought back to your Home Country, if the medical treatment locally is not sufficient or if you are unable to travel as a normal passenger on a commercial flight. This must be authorised by the  Medical Assistance Company beforehand.

3. Can I cover myself just for the days I am Trekking if I have a Single Trip or Annual Travel Insurance policy already?

Yes, you can cover just the Trekking days of your trip. So from the day, you start trekking to the day you stop, not from when you depart the UK to when you return (this will often work out cheaper for you).

You must select Adventures Part A Only. This is popular for those who already have another basic Travel Insurance policy in place.

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You will be covered for Medical and Repatriation Expenses as well as Search and Rescue, however, you would not be eligible for additional benefits such as Cancellation or Baggage. This you should have on an existing policy. 

If you are already away and you decide to go Trekking (up to 6,000 metres), again you can buy the Travel Insurance from us, you must confirm in writing that you have no claims pending and the days you will be Trekking and we can provide a policy for you.

4. Does this cover include Trekking to Everest Base Camp or Trekking Kilimanjaro?

No, this will not cover you for Trekking Everest Base Camp or Trekking Kilimanjaro even if you are Trekking (up to 6,000 metres), the reason for this is, that both of these treks must be tour operated with a repeatable Trekking Company and must be stated on your policy. If you plan on Trekking either of these mountains, please select them in the list of activities so that you are fully covered.

See the list of Treks we have covered under this policy: 

Nepal 

  • Yala Peak (5,520 m) 
  • Pokhalde Peak (5,806 m) 
  • Annapurna Circuit (5,416 m)
  • Manaslu Circuit (5,115 m)
  • Langtang Valley Trek (4,984 m)
  • Kanchanjunga Base Camp (5,160 m)
  • Gokyo Ri (5,357 m)
  • Upper Dolpo (5,250 m)

Morocco

  • Jabel Toubkal (4,167 m)
  • Ouanoukrim (4,089 m 
  • M'Goun (4,071 m)

Peru

  • Inca Trail (4200 m)

5. Does this cover me to Trek Above 6,000 metres?

The Trekking height limit on the Adventure policy is 9,000 metres, if you plan on Trekking at this altitude - please select: Trekking 6,000 to 9,000m in the quote process.

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6. Do you have to be Guided when Trekking up to 6,000 metres? 

You can Trek unguided on this policy as long as you stick to known Trekking routes and that you are in a group, this policy will be invalid if you trek off the beaten path on your own.

7. Am I covered for using ropes or crampons on this policy?

No, you will not be covered by this policy if you are using ropes and crampons, this would fall under the category of mountaineering where you have to use both pieces of equipment, we can cover Mountaineering up to 4,500 metres

8. Do I need to provide any information to my Trekking tour operator?

Most reputable Trekking Tour Operators will ask for the following details listed before you start your Trekking adventure:

  • Travel Insurance Provider:  PJH Adventures

  • Policy Number: e.g ADV/123456/2022 

  • Emergency Assistance Line: (0)207 111 1101

Once you have obtained a policy you should share these details with the company straight away, this way if they forget to ask you then you know you have provided it to them early.

Please Note: If a Trekking company does not ask for insurance details I would be a little suspicious of them, it is a prerequisite 

9. If my scheduled public transport service fails to get me to my final destination due to adverse weather am I covered? 

As we all know Trekking at high altitude can bring on some adverse weather conditions, this can usually change your Trekking itinerary and pre-planned transport to get you to the main airport from the Trekking destination you have been in for example Lukla airport, if you want to cover for Travel Disruption (costs to reach the destination) up to £1,000 then you will need to select Part B cover during your quote process. 

10. Will my premium be more expensive if I have a pre-existing medical condition?

The provider does not charge an additional premium for medical conditions. 

However, you will not be covered if you are on a waiting list for any medical treatment or investigation relating to an undiagnosed condition or if you are suffering or being treated for any mental health issues such as anxiety, stress, depression or nervous disorder on a Single Trip or Annual Multi-Trip policy.

More FAQs:

11. What happens if I book my Travel Insurance and the Foreign and Commonwealth Office advises me not to travel to my destination?

At the time of booking your trip or Travel Insurance (whichever is later), there must be no warnings against travel issued by the Foreign and Commonwealth Office (FCO).

You should stay up to date with FCO advice whilst travelling too, especially if you're moving between Regions or travelling to more than one country, since your Policy may be invalidated if you travel against FCO advice.

12. How can I avoid Altitude Sickness?

It is recommended that the first day that you are at a high altitude, you should keep excursions to a minimum.

It is also recommended that you drink up to 3 litres of water a day.

If symptoms of Altitude Sickness appear, you may want to consider moving to a lower altitude.

Ask your doctor for more advice and information about Altitude Sickness Medication.

Top 10 Tips for Avoiding Altitude Sickness

Search and Rescue

We can provide Search and Rescue whilst taking part in Trekking (up to 6,000 metres).

This is a benefit which covers you up to £50,000 (Excess £500) and a Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country if the medical facilities are not up to our standards.

Search and Rescue costs are covered for a period not exceeding 72 hours from the time at which assistance is first summoned.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance Telephone Number to a member of your Group or Guide.

The Emergency Assistance Company will then arrange the Search and Rescue on your behalf.

Important Medical Exclusion

You will not be covered if you are suffering or being treated for any mental health issues such as anxiety, stress, depression or nervous disorder on a Single Trip or Annual Multi-Trip policy.

Common Injuries whilst Trekking

Trekking up to 6,000 metres is an amazing experience, but you should be aware of the fact that air becomes thinner and oxygen becomes less available which can lead to Altitude Sickness.

Dehydration and Muscle Injuries can happen and you should always trek at your own pace and not over-exert yourself.

Pre-Existing Medical Conditions

If you have a pre-existing medical condition, and you wish to have this included in the policy for Trekking to 6,000 metres, we can provide you with a policy.

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This policy will provide cover up to the age of 69 years.

Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Trekking Travel Insurance policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.

World Nomads

JS Travel Insurance has another provider World Nomads that covers Trekking (up to 6,000 metres).

You can also add High-Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.

GET A QUOTE

This Policy does cover Personal Liability and Personal Accident.

When you select the cover you wish to purchase Standard Plan or Explorer Plan, you can add Sports & Adventure Activities such as Trekking (up to 6,000 metres).

Please read the Policy Wording for any Restrictions and Exclusions.

Useful Websites

www.kilimanjaroclimbingcompany.com

www.lonelyplanet.com

www.roughguides.com

www.tripadvisor.co.uk


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