0800 043 0020
Welcome toJS Travel Insurance
Travel Insurance > Sports & Activities > Surfing Travel Insurance

Important Information About Our Policies and COVID-19

Surfing Travel Insurance Quote

Loading Calculator

Surfing Travel Insurance

If you are planning a trip and you will be Surfing, it is a good idea to have a Travel Insurance policy in place before you leave your home. To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk Summary of Cover

Read More..

If you are planning a trip and you will be Surfing, it is a good idea to have a Travel Insurance policy in place before you leave your home.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover (per person)

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Property £1,000 £1,500 £4,000
Sports Equipment* £1,000 £1,500 £4,000
Laptop Cover £500 £500 £500
Gadget Cover** £1,000 £1,000 £1,000
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500
End Supplier Failure £1,500 £1,500 £1,500
Overseas Return Quarantine Included Included Included
Standard Excess*** £100 £50 £35

*Activity Equipment is covered whilst in transit and storage only.

**Gadget Cover can be added to the quote page at an additional premium.

***Excess payable does vary depending on the claim benefit.

Please read the Policy Wording of this policy provided by JS Travel Insurance.

This Surfing Travel Insurance policy is underwritten by Red Sands Insurance Company (Europe) Limited, registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. The Gibraltar Financial Services Commission is licensed and regulated by the Financial Services Act 2019 of Gibraltar.

Surfing (Amateur Competition)

If you are taking part in a Surfing (Amateur Competition)  and require cover whilst on your trip, then we can provide coverage through one of our providers, Adventures.

If you are looking for a policy for a child under 18 years of age, you will need to select Independent Child (Single Trip or Annual Multi-Trip) when going through the quote process.

Please select: Surfing and you will be automatically covered for Surfing (Amateur Competition).

GET A QUOTE

This policy will provide cover up to the age of 69 years.

Personal Liability and Personal Accident are covered.

Please Note: We can cover just the day or days that you will be taking part in a Surfing (Amateur Competition) if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

Common Injuries whilst Surfing

Surfing does come with the inherent risk of injury, so you must be fully protected with Travel Insurance before going on a Surfing holiday.

Some of the more common injuries that can be sustained as a result of Surfing include:

  • There is the risk of collision, potentially with other surfers, their boards, rocks or reef. This can cause anything from cuts and bruises to serious wounds which then run the risk of being infected by any contaminated seawater.
  • As with most Water Sports, there is always the risk of drowning when Surfing. While being a stronger swimmer may help reduce the risk of drowning, if caught in the wrong conditions or trying to surf waves that are too big for your level of expertise, drowning can be a real threat.
  • Surfers can be carried away by rip currents, which are not always immediately tangible and can lurk even in calm waters.
  • Marine life, such as sharks and jellyfish, can also pose a serious threat to surfers.
  • There have also been cases of surfers being thrown towards the seabed, often after wiping out and being pushed under by their board and being seriously injured or even killed as a result of the collision.

Surfing Equipment

If you are not an experienced Surfer and just want to try the sport out whilst on holiday, you will be able to rent a surfboard whilst away.

However, for all those who regularly surf, it is likely that they will own their surfboard. The right surfboard for you will depend on your height and level of experience.

Surfboards should be attached to the ankle with a surf lead.

Depending on the area and the time of year, Surfers can wear anything from board shorts/swimwear to full wet suits with boots, hoods and gloves to protect themselves from colder water.

Pre-Existing Medical Conditions

If you have pre-existing medical conditions and you plan to be Surfing whilst travelling abroad, we can provide you with a policy.

On the quote page, you need to select Hazardous Activity Pack A.

GET A QUOTE

Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our JS Travel Insurance policy for Surfing can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - when medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.
  • Overseas Return Quarantine - additional accommodation & transport costs (limits apply) if you or anyone on this policy are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

European Resident or Already Travelled

Globelink International offers Single Trip and Annual Multi Trip policies if you live in another European country.

This policy will also cover you if you have already left your home country and are already travelling.

This activity is automatically covered under Hazardous Pursuits Category 1 & 2, so there is no need to select an extra option for Surfing.

GET A QUOTE

Please check the Policy Wording for any Restrictions or Exclusions.


Travel Insurance Toolkit

  • Authorised and regulated by the Financial Conduct Authority
  • Covered by the Financial Services Compensation Scheme
  • Secure data encryption