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Sailing Travel Insurance

JS Travel Insurance policies are available to offer cover whilst you are Sailing, if you require Medical Assistance or Air Ambulance due to illness or any accidents that happen when you are Sailing. This policy will provide cover for Sailing within and outside of 12 Nautical Miles from shore. Please Note: This policy is for travel within the United Kingdom and…

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JS Travel Insurance policies are available to offer cover whilst you are Sailing, if you require Medical Assistance or Air Ambulance due to illness or any accidents that happen when you are Sailing.

This policy will provide cover for Sailing within and outside of 12 Nautical Miles from shore.

Please Note: This policy is for travel within the United Kingdom and Europe. If you are planning to take part in Sailing outside of Europe, please contact us for a quote.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Property £1,000 £1,500 £4,000
Laptop Cover £500 £500 £500
Gadget Cover* £1,000 £1,000 £1,000
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Schedule Airline Failure £1,500 £1,500 £1,500
End Supplier Failure £1,500 £1,500 £1,500
Overseas Return Quarantine Included Included Included
Standard Excess** £100 £50 £35

*The Gadget Cover can be added on the quote page at an additional premium.

**The Excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.

This Sailing Travel Insurance policy is underwritten by Red Sands Insurance Company (Europe) Limited (Red Sands), registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.

Sailing (Amateur Competition)

If you are taking part in a Sailing (Amateur Competition) and require cover whilst on your trip, then we can provide cover through one of our providers, Adventures.

Please select: Yachting or Sailing  and you will be automatically covered for Sailing (Amateur Competition).


These policies will provide cover up to the age of 69 years of age.

Please read the Policy Wording for any Restrictions or Exclusions.

Sailing Travel Insurance FAQs

What happens if I get severe sea sickness and I have to cut my trip short, will I be covered for this?

You would be covered for curtailment of your trip, if you became ill on board and you had to be treated in a hospital or clinic.

What happens if I injure myself before the trip and I am no longer able to travel, will cancellation cover me?

All our policies will cover you for cancellation before you depart from your home.

What happens if I get injured on the sailing vessel whilst I am onboard, how does the Travel Insurance policy cover me?

You are covered for any medical treatment required, and also for Air Ambulance if it is medically necessary to take you to the nearest hospital or clinic for treatment.

You are also covered for Repatriation back to your home country, if you require further treatment at home.

What happens if the weather conditions are really not appropriate for Sailing during my trip and we are not able to set sail?

Our Travel Insurance policies are not set up for this eventuality.

You should check with whoever is organising the Sailing trip to see what would be the situation in these circumstances and if there is any compensation for the lack of Sailing on a trip or a particular sailing day.

What is the difference between a Travel Insurance Policy that covers Sailing and Catamaran Sailing?

The main difference is the type of Vessel you will be sailing on. A Catamaran is a specific type of vessel.

A Catamaran is a multi hulled watercraft featuring two parallel hulls of equal size. It is a geometry-stabilized craft, deriving its stability from its wide beam, rather than from a ballasted keel as with a monohull sailboat.

We can provide cover for all types of sailing vessels and includes Tall Ship and sailing boats longer than 45 feet. Please contact us for a quote.

What happens if my personal belongings get stolen from the Sailing Boat. Am I covered under Personal Property?

You will be as long as the items in your Personal Property have been securely stored away and whilst they are in transit as well.

The cover includes loss, theft as well as damage to your Personal Property.

What is the age limit for a JS Travel Insurance Policy for Sailing?

The age limit on our JS Travel Insurance policies is 65 years of age. We do have policies that we can provide for those of any age and you will need to contact us for a quote.

How can I reduce the risk of sea sickness?

There are a number of ways in which you can reduce the risk of seasickness.

  • Be well rested before setting sail.
  • Take anti emetic drugs.
  • Talk to your Doctor about which medications are best for seasickness.
  • Fresh air.
  • Request a cabin mid ship and near the water line.
  • Eat plain snack.
  • Wear an acupressure wristband.
  • Avoid stimuli that can trigger nausea.
  • Choose your itinerary carefully.

Popular Locations for Sailing

Here are the most popular locations for our customers. Croatia and Greece are the most popular countries for JS Travel Insurance customers to go Sailing.


www.nautilusyachting.com/french-riviera.html - Nautilus yachting offers a 7 day French Riviera sailing experience. You sail from Les Mimosas to Ile Port-Cros, discovering unspoilt islands, rugged inlets, sandy beaches - side by side with the resorts of Cannes, Nice and Monte Carlo.

Plus St. Tropez with its famous clock tower, picturesque cobbled streets and collection of designer boutiques.


www.sail-croatia.com - Sail Croatia recommends 3 different Adriatic sea sailing experiences which are all one week long, you can choose to sail from Split to Solta or Split to Bobovisca, all trips will return to Split ACI Marina.

You will explore Croatia in a unique way by passing through many islands and small towns such as Stari Grad and Vis. You will stop to relax, swim and snorkel.


www.greeksails.com - Sail the Cyclades Islands with Greek Sails. On this trip you will sail from Vourkari (Kea) to Port Los (Los), along the way you will visit the small Greek Islands with stunning scenery.

Greek sails offer a number of activities to take part in such as cheese and wine tasting or snorkeling and swimming.

Canary Island

www.canarysail.com - Canary Sail offer a 2 week 7 island sailing cruise which combines the Eastern and Western islands. “Best of the West” includes resorts such as Santa Cruz, Tazacorte in La palma, El Heirro and Valle Gran Rey on the west coast of La Gomera.

“Gems of the East” include Santa Cuz de Tenerife, Rubicón - Lanzarote, Morro Jable - Fuerteventura, Puerto Mogan/Las Palmas - Gran Canaria. you will return to Tenerife. Couples, Families and small groups are all welcome.


www.sailitalia.com/en?lingua=en - Sail the stunning Amalfi coast, visiting Sorrento, Positano, Amalfi and more, on this trip you will sail the beautiful 50 kilometre stretch of mountainous coastline situated on the Sorrento peninsula.

The coastline is dotted with small picturesque villages and towns stacked up steep on the mountains.

Sailing Holidays

Due to destinations and weather conditions all sailing holidays are different, from Sailing the famous French Riviera to island hopping in Greece, all Sailing Companies offer their own unique services.

Most companies offer services for families and groups, everyone has their own separate dorms unless requested to share.

Private Charters is a popular option for avid sailors or couples wanting a romantic trip.

Top 3 Booking Facilities for Sailing Holidays




Classic Sailing

Common Accidents

Many accidents whilst on board a Sailing Vessel can be treated on board, such as cuts and bruises. You should always check that there is a First Aid kit on board and that it is fully equipped.

If you are crewing, the most common injuries incur when there is a lack of communication with the other members of the Crew.

Vessels are designed as such that there is is often objects and equipment that you can not avoid, there are a lot of things you can trip up on.

Good footwear is essential and deck surfaces can be slippery and you can injure yourself whilst carrying out any task required on board.

When hatches are not being used, make sure they are securely closed.

Spinnaker Pole, when it is not in use and not needed then make sure it is stored away and out of harm’s way.

How to avoid this:

  • Keep your eyes open.
  • Ensure there is good communication on board.
  • One hand for you, one hand for the ship.
  • Wear a life jacket.

Reduce risk by:

  • Practicing before you set sail
  • Get Gloves , prevents burns and injuries and keeps you warm when sailing in the cold.

Head Injuries

Tacking and jibbing and getting hit in the head is common , harder when winds are really strong Again Practice , helmets , padded spars will help reducing the injury.

How to prevent Head Injuries:

  • Sailing smaller boats, wear a helmet.
  • Look at padding the end of the boom.
  • Good communication on the boat about upcoming manoevres.

Back Injuries

Hunched over a lot when sailing can put a lot of strain on the back especially on larger boats . On the smaller sailing boats it’s more your thighs and knees. Get fit before you go and do plenty of stretching.


This is a serious issue and strongly related to Skin Cancer. Imperative that you apply lots of sunblock and regularly. Wear a sun hat, for long periods of time : there is no shade at all. What with the sun shining off the water, it makes it even more powerful in intensity.

Gap Year Sailing



Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to participate in Sailing whilst travelling abroad, we are able to provide you with a policy.

On the quote page you need to select Hazardous Activity Pack C.


Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Sailing Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
  • Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

European Resident or Already Travelled

Globelink International offers Single Trip and Annual Multi Trip policies if you live in another European country.

This policy will also cover you if you have already left your home country and are already travelling.

This activity is automatically covered under Hazardous Pursuits Category 1 & 2, so there is no need to select an extra option for Sailing (within Territorial Waters).


Please check the Policy Wording for any Restrictions or Exclusions.