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Sailing Travel Insurance

JS Travel Insurance policies are available to offer cover whilst you are Sailing, if you require Medical Assistance or Air Ambulance due to illness or any accidents that happen when you are Sailing. This policy will provide cover for Sailing within and outside of 12 Nautical Miles from shore. Please Note: This policy is for travel within the United Kingdom and…

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JS Travel Insurance policies are available to offer cover whilst you are Sailing, if you require Medical Assistance or Air Ambulance due to illness or any accidents that happen when you are Sailing.

This policy will provide cover for Sailing within and outside of 12 Nautical Miles from shore.

Please Note: This policy is for travel within the United Kingdom and Europe. If you are planning to take part in Sailing outside of Europe, please contact us for a quote.

If you prefer, please call us for a quote on 0800 047 5065 (FREE) / 01273 773 017 or email us at info@jsinsurance.co.uk

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500
Standard Excess* £100 £50 £35

*The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

This scheme is underwritten by Red Sands Insurance Company (Europe) Limited (Red Sands), registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.

Sailing Travel Insurance FAQs

What happens if I get severe sea sickness and I have to cut my trip short, will I be covered for this ?

You would be covered for cancellation or curtailment if you became ill on board and you had to be treated in a hospital or clinic.

What happens if I injure myself before the trip and I am no longer able to travel, will cancellation cover me ?

All our policies will cover you for cancellation before you depart from your home country.

What happens if I get injured on the sailing vessel whilst I am onboard, how does the Travel Insurance policy cover me ?

You are covered for any medical treatment required, and also for Air Ambulance if it is medically necessary to take you to the nearest hospital or clinic for treatment.

You are also covered for Repatriation back to your home country if you will require further treatment at home.

What happens if the weather conditions are really not appropriate for sailing during my trip and we are not able to set sail ?

Our Travel Insurance policies are not set up for this eventuality.

You should check with who ever is organising the sailing trip to see what would be the situation in these circumstances and if there is any compensation for the lack of Sailing on a trip or a particular sailing day.

What is the difference between a Travel Insurance Policy that covers Sailing and Catamaran Sailing ?

The main difference is the type of Vessel you will be sailing on. A Catamaran is a specific type of vessel.

A Catamaran is a multi hulled watercraft featuring two parallel hulls of equal size. It is a geometry-stabilized craft, deriving its stability from its wide beam, rather than from a ballasted keel as with a monohull sailboat.

We can provide cover for all types of sailing vessels and includes Tall Ship and sailing boats longer than 45 feet.

What happens if my personal belongings get stolen from the Sailing Boat ? Am I covered under Personal Baggage ?

You will be as long as the items in your Personal Baggage have been securely stored away and whilst they are in transit as well.

The cover includes loss, theft as well as damage to your Personal Baggage.

What is the age limit for a JS Travel Insurance Policy for Sailing ?

The age limit on our JS Travel Insurance policies is 65 years of age. We do have policies that we can provide for those of any age and you will need to contact us for a quote.

How can I reduce the risk of sea sickness ?

There are a number of ways in which you can reduce the risk of seasickness.

  • Be well rested before setting sail
  • Take anti emetic drugs
  • Talk to your Doctor about which medications are best for seasickness
  • Fresh air
  • Request a cabin mid ship and near the water line
  • Eat plain snack
  • Wear an acupressure wristband
  • Avoid stimuli that can trigger nausea
  • Choose your itinerary carefully

Popular Locations for Sailing

Here are the most popular locations for our customers. The average duration for our Travel Insurance policies for Sailing is 8 days. Most people go for a weeks sailing holiday . Croatia and Greece are the most popular countries for JS Travel Insurance customers to go Sailing.


www.nautilusyachting.com/french-riviera.html - Nautilus yachting offers a 7 day French Riviera sailing experience. You sail from Les Mimosas to Ile Port-Cros, discovering unspoilt islands, rugged inlets, sandy beaches - side by side with the resorts of Cannes, Nice and Monte Carlo.

Plus St. Tropez with its famous clock tower, picturesque cobbled streets and collection of designer boutiques.


www.sail-croatia.com - Sail Croatia recommends 3 different Adriatic sea sailing experiences which are all one week long, you can choose to sail from Split to Solta or Split to Bobovisca, all trips will return to Split ACI Marina.

You will explore Croatia in a unique way by passing through many islands and small towns such as Stari Grad and Vis. You will stop to relax, swim and snorkel.


www.greeksails.com - Sail the Cyclades Islands with Greek Sails. On this trip you will sail from Vourkari (Kea) to Port Los (Los), along the way you will visit the small Greek Islands with stunning scenery.

Greek sails offer a number of activities to take part in such as cheese and wine tasting or snorkeling and swimming.

Canary Island

www.canarysail.com - Canary Sail offer a 2 week 7 island sailing cruise which combines the Eastern and Western islands. “Best of the West” includes resorts such as Santa Cruz, Tazacorte in La palma, El Heirro and Valle Gran Rey on the west coast of La Gomera.

“Gems of the East” include Santa Cuz de Tenerife, Rubicón - Lanzarote, Morro Jable - Fuerteventura, Puerto Mogan/Las Palmas - Gran Canaria. you will return to Tenerife. Couples, Families and small groups are all welcome.


www.sailitalia.com/en?lingua=en - Sail the stunning Amalfi coast, visiting Sorrento, Positano, Amalfi and more, on this trip you will sail the beautiful 50 kilometre stretch of mountainous coastline situated on the Sorrento peninsula.

The coastline is dotted with small picturesque villages and towns stacked up steep on the mountains.

Sailing Holidays

Due to destinations and weather conditions all sailing holidays are different, from Sailing the famous French Riviera to island hopping in Greece, all Sailing Companies offer their own unique services.

Most companies offer services for families and groups, everyone has their own separate dorms unless requested to share.

Private Charters is a popular option for avid sailors or couples wanting a romantic trip.

Top 3 Booking Facilities for Sailing Holidays




Classic Sailing - Adventure Afloat – Explore Ashore on Tall Ship voyages with Classic Sailing.

Common Accidents

Many accidents whilst on board a Sailing Vessel can be treated on board, such as cuts and bruises. You should always check that there is a First Aid kit on board and that it is fully equipped.

If you are crewing, the most common injuries incur when there is a lack of communication with the other members of the Crew.

Vessels are designed as such that there is is often objects and equipment that you can not avoid, there are a lot of things you can trip up on.

Good footwear is essential and deck surfaces can be slippery and you can injure yourself whilst carrying out any task required on board.

When hatches are not being used, make sure they are securely closed.

Spinnaker Pole, when it is not in use and not needed then make sure it is stored away and out of harm’s way.

How to avoid this

  • Keep your eyes open
  • Ensure there is good communication on board
  • One hand for you, one hand for the ship.
  • Wear a life jacket

Rope burns whilst releasing the lines

Learn how to do this, practice otherwise this can cause finger fractures, burns and other injuries to your arms and legs.

Reduce risk by

  • Practicing before you set sail
  • Get Gloves , prevents burns and injuries and keeps you warm when sailing in the cold.

Head Injuries

Tacking and jibbing and getting hit in the head is common , harder when winds are really strong Again Practice , helmets , padded spars will help reducing the injury.

How to prevent Head injuries

  • Sailing smaller boats, wear a helmet
  • Look at padding the end of the boom
  • Good communication on the boat about upcoming manoevres

Back Injuries

Hunched over a lot when sailing can put a lot of strain on the back especially on larger boats . On the smaller sailing boats it’s more your thighs and knees. Get fit before you go and do plenty of stretching.


This is a serious issue and strongly related to Skin Cancer. Imperative that you apply lots of sunblock and regularly. Wear a sun hat, for long periods of time : there is no shade at all. What with the sun shining off the water, it makes it even more powerful in intensity.

Sports Equipment Insurance for Sailing

The sport of Sailing require a great measure of skill, navigating the nimble vessels across large spans of water at up to speeds of 50 knots or 60mph.

As a Sailing lover knows, Sailing Equipment is often extremely expensive and is put through a great deal of stress and strain.

We have partnered with a HB Insurance who can provide cover for your Sailing Equipment, in transit, storage and whilst being used.


To discuss your requirements and to get a quote, please contact them on 0345 450 8547 or by email: sales@harrison-beaumont.com

Please use the Reference: JS Travel Insurance.

Gap Year Sailing Travel Insurance

If you are thinking of working on a boat and Sailing in your Gap Year. We can provide you with Travel Insurance.



Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to participate in Sailing whilst travelling abroad, we are able to provide you with a policy.

On the quote page you need to select Hazardous Activity Pack C.


Please check the Terms and Conditions for any Restrictions or Exclusions.

European and Worldwide Residents

World Nomads offers Travel Insurance if you are a Resident of a European or Worldwide country and you are planning to take part in Sailing whilst on your trip.

This policy will also cover you if you have left your home country and will be Sailing on your trip.

You can also add High Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Tall Ship Sailing Travel Insurance

How To Avoid Sailing Deck Injuries