/Gold/Gold%20Trusted%20Service%20Award%20-%20Badge%20-%201x1.png?width=481&name=Gold%20Trusted%20Service%20Award%20-%20Badge%20-%201x1.png){kind=spacer}
Motorcycle Track Days Travel Insurance
If you plan to participate in Motorcycle Track Days abroad, having a Travel Insurance policy before leaving your home is a good idea.
Please do not select Motor Racing - Vintage Car & Motorcycle - Track events (including Hill Climbs), not Competitive, as this will not cover you for this activity.
Please select Track Days - Motorcycles (No Racing)
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
Summary of Cover
PART A
| Section & Cover | Limit Per Person | Excess |
|---|---|---|
| Medical Expenses and Repatriation | £10,000,000 | £100 |
| Search & Rescue | £50,000 | £500 |
| Personal Liability | £2,000,000 | - |
| Personal Accident | £5,000 | - |
| Activity Equipment* | £1,000 | £75 |
| Delayed Activity Equipment | £200 | - |
| Activity Equipment Hire | £300 | - |
| Legal Expenses | £25,000 | - |
| Curtailment | £2,000 | £100 |
*Activity Equipment is covered whilst in transit, storage, and use.
PART B
| Section & Cover | Limit Per Person | Excess |
|---|---|---|
| Personal Possessions | £2,000 | £75 |
| Valuables (incl. mobile phone) | £300 | £75 |
| Delayed Possessions | £200 | - |
| Loss of Personal Money | £300 | £75 |
| Loss of Travel Documents | £1,000 | £75 |
| Cancellation (incl Activity Course Fees) | £5,000 | £100 |
| Travel Disruption | £1,000 | - |
| Travel Delay | £120 | - |
| Abandonment | £5,000 | £100 |
Motorcycle Track Days Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited, authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd's. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Motorcycle Track Days Travel Insurance FAQs
1. Does the Motorcycle Track Day Travel Insurance cover Repatriation?
Yes, it does up to £10m under Medical Expenses; if you are injured or have an accident on your motorbike while doing Track Days, we will pay you to be repatriated back to the UK if the medical opinion is such that this is required.
2. Can JS provide travel insurance for the days you are doing the Track Days?
Yes, we can. If you are going to Spain for two weeks from 1st July to 15th July and doing Track Days on the 7th, 8th, and 9th July, then you can book your Insurance for the track days just for those three days. So, from the day you start on the track to the day you finish.
You can only take out the Adventures Part A Only cover if this happens.
Ensure you already have average Travel Insurance for the rest of your trip from the day you depart to the day you return to the UK.
3. Do regular travel insurance policies cover Motorcycle Track Days at a Circuit?
No, they don't. Usually, you must book it separately. It would be best if you were very careful here to read your Policy Wording and check Activities Covered. If you are unsure, call your Insurance company to get confirmation on whether Motorcycle Track Days are covered.
4. What matters most to Riders regarding Travel Insurance for Motorcycle Track Days?
Medical Expenses (we cover up to £10m) and Repatriation back to the UK (again covered to £10m). This is why you must get travel insurance, as these bills can be huge if you are in an accident.
If you are getting local Insurance at the track, ensure it covers Repatriation.
5. Does getting an Annual Travel Insurance Policy for Track Days make sense?
This depends on how many times you do Motorcycle Track Days per Year overseas. If you go over three times, get an Annual Multi Trip Policy.
6. What is the Age limit for Motorcycle Tracks Days Insurance?
You can purchase coverage up to the age of 69; the premiums increase when you pass 65. Please bear this in mind.
Common Injuries
Motorcycling is a more dangerous means of transport than other road alternatives. You must always take safety precautions and wear the appropriate apparel, including a helmet, especially when participating in Motorcycling Track Days.
You must wear a helmet and the proper Motorcycling clothing to participate.
The most significant risk associated with Motorcycle Track Days is a collision with other vehicles and falling off.
In rainy conditions or other non-ideal weather, racers may slip and slide, potentially sustaining injuries.
Motorcycle accidents do happen, and the motorbike rider is usually the one who suffers the most.
Useful Websites
Race Shift - organize trips to Aragon
