0800 466 1174
Welcome toJS Travel Insurance
Travel Insurance > Sports & Activities > Horse Riding Travel Insurance

Important Information About Our Policies and COVID-19

Horse Riding Travel Insurance Quote

Loading Calculator

Horse Riding Travel Insurance

Our Travel insurance policies online provide cover for when you are Horse Riding, make sure you have a policy in place before you leave your home. The policies we provide also cover you for any circumstance when you are accidentally injured whilst grooming, saddling, or dismounting the horse.   Summary of Cover Horse…

Read More..

Our Travel insurance policies online provide cover for when you are Horse Riding, make sure you have a policy in place before you leave your home.

The policies we provide also cover you for any circumstance when you are accidentally injured whilst grooming, saddling, or dismounting the horse.


Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500
Standard Excess* £100 £50 £35

*The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

This scheme is underwritten by Red Sands Insurance Company (Europe) Limited (Red Sands), registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.

Horse Riding Travel Insurance FAQs

What happens if when Horseback Riding abroad, I fall off the horse and get injured, how does the Travel Insurance cover me ?

We will provide Medical Expenses and Repatriation to your home country for any injuries whilst Horse Riding abroad.

What protective gear do I need to be wearing in order that the Travel Insurance remains valid ?

  • Riding Helmet - This should be the correct fit, wearing a helmet can prevent you from a serious head injury.
  • Proper Riding Boots  - These will stop you from your feet sliding out of the stirrup.
  • Jodhpurs - Made of stretchy material that will allow you to move more freely with your horse.
  • Protective Jacket - protection from unnecessary cuts and abrasions.

As mentioned before, we can provide cover if you are wearing a Stetson instead of a Riding Helmet, please contact us for a quote.

If I take out an Annual Multi Trip Travel Insurance policy, are there any restrictions on the number of Horse Riding holidays I can take?

There are no restrictions as to how many trips you can take and take part in Horse Riding. You should be aware that each trip must be within the trip duration that is stated on your Certificate. ( 31 days ) on our online Policies. We can cover longer trips durations ., please enquire. 

If I am travelling for a long period of time, such as a Gap Year or just exploring the world for a long period of time, can I get a policy for the duration of the trip and I am going to be Horse Riding ?

Our Backpacker policy does cover Horse Riding as an activity whilst you are travelling. You can extend the policy at anytime and can be extended up to one year. We do have a policy that covers up to 18 months, please contact us for a quote.

What is the age limit for a JS Travel Insurance Policy for Horse Riding ?

The age limit online is 65 years of age on a Single or Annual policy and 45 years of age for a Backpacker policy.

We do have other Insurance Providers, that can cover Horse Riding and with no upper age limit. You would need to contact us for a quote : . info@jsinsurance.co.uk . 

What happens if I go on holiday and decide whilst I am there that I want to go Horse Riding ?

You should contact us by telephone or by email and we can amend the policy and add Horse Riding to the Sports and Activities that you are taking part in.

What happens if I book an actual Horse Riding Holiday and I cannot ride due to injury before I depart from my home ?

You can make a claim for Cancellation, and all of our policies provide some Cancellation cover.

What is the difference between a Travel Insurance Policy that covers Horse Riding and Horse Jumping ?

Horse Riding is a leisure activity which usually involves riding in the countryside or even on a beach, whereas Horse Jumping is an equestrian activity. We can provide cover for both.

If you do plan to go Horse Riding and will be doing any jumps, you must select Horse Jumping as well so Horse Riding so that you are fully covered for both.

Can I not wear a helmet if I am going to a Ranch say in the USA?

Yes but only IF there are no helmets available at the establishment that you are riding. You can wear a Stetson. This Policy is available from a different broker,

Please click here for a quote 

Popular Locations


www.horseridingspain.com/en/index.asp - Located by the Sierra de las Nieves National Reserve you will ride the beautiful, fit and surefooted andalusian horses, Horse Riding Spain will take you through rivers and river valleys, through orange and lemon tree plantations,

Forests and mountains into the rugged countryside of Andalucia. After the rides you can appreciate a long, lazy and hot afternoon by the pool with a cool drink in hand.


www.chateau-de-laumiere.com - Chateau de Laumire's offers Horse Riding holidays in Southern France,

Here you will explore the vast amount of beautiful countryside the south of France has to offer, most of the riding takes place in the morning for around 3 hours.


www.ilparetaio.it/en - Located in the Chianti Region, Il Paretaio offers Horse Riding lovers the chance to explore the surrounding areas with breathtaking landscape or take part in group lessons.

People who enjoy a pleasant holiday can unwind in Tuscany or visit the cities such as Florence or Siena (only half an hour away).

Il Paretaio are members of the F.I.S.E (Italian Equestrian Sports Federation) and have featured in many Horse Riding magazines such as Horse & Rider UK, Your Horse UK and many more.


www.cretehorseriding.com - Plakias Horse Riding Center invites you to enjoy peaceful Horse Riding amongst the small hills and olive groves as well as the beautiful beaches of Plakias, in the south coast of Crete.

Here you can enjoy up to 11 different rides which vary in length and can take one to four hours, depending on the pace that you will ride and the terrain.


www.riding-hungary.com - Riding Hungary will form your Horse Riding holiday by your strength on the horse and the days you are there for.

Your Horse Riding holiday you will come to know the following area of Hungary: Balaton - Upland, Tapolcai basin, Kali basin, Keszthely Mountain. Riding Hungary is situated just 3 kilometres from Lake Balaton (the biggest lake of Central Europe).

The summer can be very hot in Hungary so they do not organise day tours in this period. In the Summertime they offer one or two hour long Horse Riding Tours mornings and afternoons.


www.stonehorsemongolia.com - Stone Horse offers two different Horse Riding Expeditions in Mongolia, The Gorkhi Terelj National Park and Khentii Strictly Protected Area.

These areas make up the largest wilderness in the region of Mongolia, these expeditions also offer the best of the natural scenery Mongolia has to offer.


www.riding-iceland.com - Riding Iceland Tours are designed to follow the ancient riding trails that have served people to travel across the country ever since the first settlement of Iceland.

Here you will come across perfect Horse Riding tracks for galloping at full speed, an overwhelming feeling on its own. On your tour you will gallop through the wilderness into the remote icelandic highland mountains where small huts lay.

If you are not riding that day there are natural hot pools where you can unwind and relax the muscles.

Horseback Riding Holidays

Every Horse Riding Holiday Company have their own Horse Riding Itineraries, from riding in Icelandic Mountains to exploring Safaris in South Africa . 

Due to temperatures in some countries, you will only ride in the morning for a couple of hours or in the evening when the sun goes down.

Many Horse Riding trips are guided, you will travel in small groups or you can hire your own Personal Guide. You will be guided along the best routes in the area with a fun and relaxed atmosphere.

The occasional company will allow Self Guided Trips where you will find your own trails, routes and scenery. This will allow you to ride and gallop at your own pace and enjoy the fresh air.

Here is the top 6 Booking Facilities for Horse Riding Holidays:






Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to be Horse Riding whilst travelling abroad, we are able to provide you with a policy.

On the quote page you need to select Hazardous Activity Pack C.


Please check the Terms and Conditions for any Restrictions or Exclusions.

European and Worldwide Residents

World Nomads offers Travel Insurance if you are a Resident of a European or Worldwide country and you are planning to take part in Horse Riding whilst on your trip.

This policy can also cover you if you have already left your home country and you will be Horse Riding abroad.

You can also add High Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Travel Insurance Toolkit

  • Authorised and regulated by the Financial Conduct Authority
  • Covered by the Financial Services Compensation Scheme
  • Secure data encryption