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Endurance Cycling Travel Insurance

JS Travel Insurance provides Single Trip and Annual Multi-Trip coverage for Endurance Cycle Events, including Transcontinental, Transpyrenees, Transiberica, Panceltic, and more. Cover includes Medical and Repatriation, Search and Rescue Cover and more. To get a quote by telephone or email, contact us at 0800 043 0020 / 01273 092 757

Summary of Cover (per person)

Section & Cover	Silver	Gold	Platinum
Emergency Medical and Repatriation*	£5,000,000	£5,000,000	£5,000,000
Search and Rescue*	£25,000	£50,000	£50,000
Cancellation or Curtailment*	-	£3,000	£7,500
Personal Baggage*	£500	£2,500	£3,500
Activity Equipment	£1,500	£1,500	£1,500
Valuables*	£250	£250	£500
Loss of Passport*	-	£300	£500
Travel Delay	-	£300	£1,000
Trip Abandonment*	-	£3,000	£7,500
Missed Departure / Connection	-	£500	£500
Legal Expenses*	-	£25,000	£50,000

*Excess payables vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

Endurance Cycling Travel Insurance FAQs

1. Am I covered medically during the Endurance Cycling Event?

This is probably the most common question, and the answer is Yes; the policy offers Emergency Medical Expenses up to £5m if you injure yourself or get sick during your Endurance Cycle event and need emergency medical treatment.

All of our policies include an Emergency Assistance line to call.

2. Does this policy cover Repatriation back to the UK?

Yes, the repatriation back to the UK is part of the medical expenses if medically necessary.

Please Note: This is repatriation for you and does NOT include cover for the repatriation of your Endurance cycle bike.

3. Does this Endurance Cycling policy cover me for Search and Rescue?

Yes, all of our policies include search and rescue coverage in the event of an emergency during your endurance cycle event.

4. Does it cover me for Personal liability if I ride into another participant?

This policy does not cover any liability arising directly or indirectly from the ownership, possession, or use of a bicycle.

5. Does standard Cycling Travel Insurance cover me for Endurance Cycling Events?

Standard Leisure Cycling would not cover Endurance Cycle Events; most events are 7 to 10 days long and between 3200 and 4200 km long.

You must have Endurance Cycle Events covered on your cover to have a valid policy.

Most endurance events require you to submit your travel policy, which is mandatory before participating.

6. Is my bike covered for when I am riding in the race

No, we do not cover any bicycle whilst in use, including Endurance Cycling, Cycle Racing and Touring, and more.

This policy covers Owned Activity Equipment up to £1,500 (single article/limit/pair: £750) whilst your bike is in transit or locked storage for any accidental damage, loss or theft.

This is based on wear, tear, and depreciation deductions; find out more about it in the policy wording.

7. Does this policy cover me if the Endurance Race is the sole purpose of my trip?

Yes, this policy will cover you for the Endurance Cycle race you intend to take part in as the sole purpose of your trip. This means you will be covered for the whole time you are away and while taking part in the race.

8. I plan on participating in multiple endurance cycle events. Can I get an Annual Policy?

Yes, we can offer an Annual Multi Trip for those participating in multiple endurance cycle events like the Transcontinental, TransPyrnees, Pan Celtic, and more; we offer a 31-day maximum trip length of days per trip with unlimited cycle days.

9. I have some pre-existing medical conditions. Can I still get cover for Endurance Cycling events?

We can provide cover if you have pre-existing medical conditions via our provider, Adventures; please select Endurance Cycling and Cycle Racing / Sportive when getting a quote.

10. Is it mandatory to wear a cycle helmet on this policy for it to be valid?

Yes, for the policy to be valid, you must always wear a cycle helmet.

You should follow all the rules the race provider gives you. Most endurance cycle events require you to wear a cycling helmet, have bike lights, and hold a Travel Insurance Policy.

Most races now use the Dot Track system, which you can watch on Dotwatcher during the races.

Endurance Cycle Event We Cover

Transcontinental

Transpyrenees

Panceltic

Three Peaks Alpine Bike Race

Trans Balkan Race (1350km)

Trans Am Bike Race

Trans Alba Cycle Race

Silk Road Mountain Race

There is a good list of Races here on the Bike Packing Website

10 Rules all Riders must follow at most Endurance Cycle Events

To get a completion and finish time, most endurance events make you follow a 10-rule guideline such as the following:

Ride from the designated start line to the finish via the control points specified on the Brevet Card.
No 3rd party support, private lodgings, or resupply. All food, drinks, and equipment must be carried or acquired at commercially available services.
No drafting (other than pairs with their partners).
All forward travel overland must be human-powered.
The following ferry services are permitted – Direct River Crossings.
All riders must maintain evidence of their ride.
2+ days of inactivity without reporting to the Race Director will be deemed a scratch.
Travel insurance, cycle helmets, and lights are mandatory.
Riders must know and observe all local traffic laws.
Ride in the spirit of self-reliance and equal opportunity.

Please find out more in our Transcontinental Blog

What Makes it an Endurance Cycle Event?

There are a few points that make an endurance cycle race different from a regular cycle race; here are 5 of the main points:

Distance: Endurance Events are much longer than standard cycle races; anything over 100 miles is considered an endurance cycle event.

Endurance cycle events can stretch up to 3000+ miles; for example, the Race Across America.

Self-supported: Most Cycling Endurance events are self-supported, meaning you must be responsible for your navigation, food, water, and repairs.

Time constraints: Some events have time constraints, meaning that you must finish the race within a specific time; this often adds pressure and is an extra thing to consider.

Terrain: The Terrain can vary during endurance cycle events, be it road cycling, trails, or mountains; this can often be even more challenging.

Weather: You can face several weather conditions during an endurance event, be it hot or cold, rain or snow; these all play a massive part in the success or failure of your endurance event. Be prepared for all weather conditions.

Endurance Cycling Annual Multi-Trip Benefits

If you participate in the same Endurance Cycling Event every year or in multiple races, then taking out an annual policy to cover may be a good idea.

31-Day Maximum Trip Length Days: Our Annual Multi-Trip policies offer a 31-day maximum trip length, including unlimited Endurance Cycling days.

Cost Effective: If you travel multiple times a year for leisure or Endurance Cycle events, then getting a policy every time can be an added extra cost to every trip; however, an Annual approach can save you money overall and allow you to travel as many times as you like.

Convenience: As well as saving you money, it can also save you time searching around for a policy every time you travel.

Peace of Mind: An annual policy gives you peace of mind because you know you have your cover in place already when booking a holiday or an Endurance cycle event, and your travel insurance benefits are included, such as Medical and Repatriation, Cancellation, Activity Equipment, and more.

Pre-Existing Medical Conditions

We can provide you with a policy if you have pre-existing medical conditions and plan to participate in Endurance Cycling.

We have several providers (Adventures) who can offer travel insurance, including Cycle (Cross-Continental) Endurance Cycling if you have a pre-existing medical condition.

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