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Single Trip Travel Insurance

Depending on your plans, a Single Trip Travel Insurance policy might be the best option. Our policies are comprehensive and can be a cost effective solution, if your travel plans include one trip away from your home. You can select a Region, if you are planning to travel to more than one country on your trip. Three Levels of Cover.: Silver, Gold or Platinum. Medical…

Summary of Cover

Section & Cover	Silver	Gold	Platinum
Cancellation or Curtailment	£1,000	£3,000	£7,500
Medical Expenses and Repatriation	£10,000,000	£10,000,000	£10,000,000
Personal Liability	£2,000,000	£2,000,000	£2,000,000
Personal Property	£1,000	£1,500	£2,500
Laptop Cover	£500	£500	£500
Gadget Cover*	£1000	£1000	£1000
Personal Money	£150	£500	£750
Delayed Departure	£100	£1,000	£1,000
Missed Departure	£250	£500	£1,000
Legal Expenses	£25,000	£25,000	£25,000
Scheduled Airline Failure	£1,500	£1,500	£1,500
End Supplier Failure	£1,500	£1,500	£1,500
Overseas Return Quarantine	Included	Included	Included
Standard Excess**	£100	£50	£35

*The Gadget Cover can be added on the quote page at an additional premium.

**The Excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy provided by JS Travel Insurance..

This scheme is underwritten by Red Sands Insurance Company (Europe) Limited, registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.

Single Trip Travel Insurance FAQs

Is Single Trip Travel Insurance the same as One Way Travel Insurance policy?

No. Single Trip is when you book your Travel Insurance from when you depart to the day you return to your home. One Way Travel Insurance is when you are leaving the UK and returning permanently to your home country or emigrating to another country.

When does Cancellation cover start?

Once you have bought your Single Trip Policy and it has been issued, you are covered for cancellation.

Is there an age limit on JS Single Trip Policies?

Yes our age limit is 75 years of age, however, we can cover you if you are older, please contact us: support@jsinsurance.co.uk or 0800 043 0020 / 01273 092 757.

What is the longest duration for a JS Single Trip Policy?

93 days or just over 13 weeks (3 months), thereafter your Policy becomes a Backpacker policy.

When does it make sense to purchase an Annual Travel Insurance Policy?

Normally when you travel more than twice a year it works out cheaper, it is also much easier to just book one Policy per year rather than several Single Trip Policies.

Why are Europe Single Trip policies cheaper than the Rest of the World destinations?

Europe has cheaper health costs and Reciprocal Health Agreements with the UK such as the GHIC card. Also holidays and travel outside of Europe are more expensive and thus Cancellation claims are higher.

How can you make the cost of your Single Trip Policy cheaper?

We have written a Blog on these 10 ways to make your travel insurance cheaper. See HERE.

Can I change my destination after I have left on my single trip policy?

Yes you can as long as you inform us and advise that there are no pending claims and you have yet to travel to the new country or region. There will be an increase in premium if you change regions say from Europe to Worldwide.

Will JS policy cover my pre-existing Medical Conditions for my trip?

Not on our direct website but we work with Good to Go Insurance and Just Travel for these policies, we can also quote and issue cover over the phone.

What Cover for Covid-19 do you provide?

Cancellation if you test positive within 14 days of departure, Medical Expenses abroad if you test positive for Covid-19 and Overseas Return Quarantine if you are denied boarding on your return leg of your journey.

Levels of Travel Insurance Cover

Since travellers have different needs and requirements, the premiums will vary according to the level of cover you need. When selecting your policy, make sure you choose a suitable level.

All the policies online provide £10,000,000 cover for Medical Expenses and Repatriation back to the United Kingdom or the Channel Islands. This also covers Covid-19.

Cancellation or Curtailment Cover

Ensure you have adequate Cancellation or Curtailment cover to protect your trip costs for pre booked flights and accommodation, especially if you have just booked a holiday and the trip is far in advance.

Cancellation or Curtailment will also cover pre-booked excursions up to £250 that you cannot recover following your necessary cancellation of the trip.

If you or a member of your family unexpectedly get ill and can no longer go on your trip, you will benefit from this cover. This benefit starts from the moment you purchase the policy.

Personal Property and Valuables Cover

If you are travelling with expensive items such as cameras and jewellery, you should select a policy that covers these items.

Check that the Single Item Limit for Personal Property or Valuables is sufficient and what protection it offers (i.e. against loss or theft).

We can also provide cover for Gadgets and this can be selected on the quote page.

10 Ways to get Cheaper Travel Insurance

Sports and Activities

If your Single Trip involves any particular Sport or Activity, then you need to ensure that it is listed on your policy.

Sports and Activities with a low hazardous rating will be automatically covered by the policy (please check the Policy Wording for a full list).

For other Sports and Activities which carry a higher risk, there may be an additional premium to pay which will be calculated automatically for you on the quote page. You can select multiple Sports and Activities on the calculator.

You can if you wish add Sports and Activities to the policy after you have purchased the Travel Insurance. Please contact us by telephone or email and we can let you know if there is an extra premium to pay.

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Apply for a GHIC Card

Pre Existing Medical Conditions

If you have any pre-existing medical conditions, it is important that you declare to ensure the policy is valid and minimise the chance of claims being rejected.

GET A QUOTE ONLINE

Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Single Trip Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip.

This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

European Resident or Already Travelled

Globelink International offers Single Trip policies if you live in another European country.

This policy will also cover you if you have already left your home country and are already travelling.