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Single Trip Travel Insurance

JS Travel Insurance covers Single-Trip Travel Insurance. Our policies are comprehensive and can be a cost-effective solution, as well as peace of mind if your travel plans include one Trip away from home. We can cover the UK, Europe and Worldwide Three Levels of Cover: Silver, Gold, or Platinum Medical Expenses (£5m), Cancellation and Personal Liability No…

Summary of Cover (per person)

Section & Cover	Silver	Gold	Platinum
Emergency Medical and Repatriation*	£5,000,000	£5,000,000	£5,000,000
Personal Liability	-	£2,000,000	£2,000,000
Cancellation or Curtailment*	-	£3,000	£7,500
Personal Baggage*	£500	£2,500	£3,500
Activity Equipment	£1,500	£1,500	£1,500
Valuables*	£250	£250	£500
Loss of Passport*	-	£300	£500
Travel Delay	-	£300	£1,000
Trip Abandonment*	-	£3,000	£7,500
Missed Departure / Connection	-	£500	£500
Legal Expenses*	-	£25,000	£50,000

*Excess payables vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland, No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with its UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

Single Trip Travel Insurance FAQs

1. Is Single Trip Travel Insurance the same as a One Way Travel Insurance policy?

No. When you book travel insurance for the total duration of your Trip, you define it as a single trip. This insurance needs to cover your pre-booked outward journey from the UK, Channel Islands, and Isle of Man and your pre-booked return journey to the UK, Channel Islands, and Isle of Man.

One Way Travel Insurance is when you permanently leave the UK, Channel Islands, or Isle of Man and will not be returning to the UK. We can provide this cover; please contact us for a quote.

2. When does the Cancellation cover start?

You will be covered for Cancellation from the date you purchase the Single Trip Insurance Policy.

3. How does this Single Trip cover me in a medical emergency?

You would be covered under the Emergency Medical Expenses up to £5 million in any medical emergency and assistance.

The Policy comes with a 24/7 Emergency Assistance line, which you can call in an emergency. They will arrange medical assistance on your behalf.

4. Is there an age limit on JS Single Trip Policies?

Yes, our age limit is 65. However, we can cover if you are older; please get in touch with us at 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

5. What is the most extended duration for a JS Single Trip Policy?

After 180 days, your Policy becomes a Backpacker policy.

6. When does purchasing an Annual Travel Insurance Policy make sense?

If you travel three or more times a year, then it makes sense to have Annual Multi-Trip Travel Insurance.:

An Example: John, who is 40 years old, travels to Europe three times a year, on two trips for Leisure and one for Winter Sports; all of John's trips are one week long.

Trip 1 (Leisure): £9.19
Trip 2 (Leisure): £9.19
Trip 3 (Wintersports): £18.38

Single Trip Total: £36.76

Annual Multi-Trip Total: £41.83

Although the three single-trip policies are cheaper by a few pounds, you are restricted to the trip dates you've taken out cover for. An annual approach allows you to take multiple trips during the 12 months with a maximum trip length of 31 days at a time.

This means you don't have to take out a policy every time you travel and can be more flexible and spontaneous.

7. Why are Europe's Single Trip policies cheaper than the Rest of the World's destinations?

Europe has cheaper health costs and Reciprocal Health Agreements with the UK, such as the Global Health Insurance Card GHIC. Also, holidays and travel outside of Europe are more expensive; thus, Cancellation claims are higher.

8. Can I change my destination after I have left on my single trip policy?

Yes, you can as long as you inform us and advise that there are no pending claims and you have yet to travel to the new country or region. The premium will increase if you change from Europe to Worldwide.

9. Will a JS travel insurance policy cover my Pre-Existing Medical Conditions?

It is not on our direct website, but we work with Good to Go Insurance and Voyager Insurance for these policies; we can also quote and issue coverage over the phone.

10. Can I use my GHIC card in Europe?

A Global Health Insurance Card lets you get medically necessary State Hospital Treatment in Europe at a reduced cost or sometimes for free. They are valid if you travel to a European Union country or are eligible in Switzerland.

This is not a substitute for Travel Insurance as it does not include Repatriation and many other advantages of a travel insurance policy, such as Search and Rescue, Cancellation, and Personal Baggage.

Level of Cover

Since travellers have different needs and requirements, the premiums will vary according to the level of coverage you need. When selecting Policy, make sure you choose a suitable level.

Medical Cover: All the policies online provide £5,000,000 coverage for Medical Expenses and Repatriation back to the United Kingdom or the Channel Islands. This also covers COVID-19.

Cancellation or Curtailment Cover: Ensure you have adequate Cancellation or Curtailment cover to protect your trip costs for pre-booked flights and accommodation, especially if you have just booked a holiday and the trip is far in advance.

This coverage will benefit you if you or a family member unexpectedly gets ill and can no longer go on your Trip. This benefit starts from the moment you purchase a policy.

COVID-19 Cover is included in all of our policies for Cancellation or Curtailment.

Personal Property and Valuables Cover: If you travel with expensive items such as cameras and jewellery, you should select a policy covering these items.

Check that the Single Item Limit for Personal Property or Valuables is sufficient and what protection it offers (i.e. against loss or theft).

10 Ways to Get Cheaper Travel Insurance

Single Trip Cover including Sports and Activities

If your Single Trip involves any particular Sport or Activity, you must ensure it is listed on the Policy.

Policy will automatically cover sports and Activities with low hazards such as:

Cycling (Leisure)
Fishing (Inland Waters)
Golf
Sailing / Yachting / Motor Cruising (Inside Territorial Waters)
and More

For other Sports and Activities with a higher risk, an additional premium may be payable, which will be calculated automatically on the quote page. You can select multiple Sports and Activities on the calculator.

If you wish, you can add Sports and Activities to Policylicy after purchasing the Travel Insurance. Please contact us by telephone or email, and we can let you know if there is an extra premium to pay.

Single Trip Travel Insurance Durations

We can cover from a 1-day Trip to 180-day trips in duration

You must have pre-booked travel tickets and accommodation
The insurance must be booked from the day you depart (start date) to the date you return (end date) for it to be a valid policy
If you take more than one trip that is not longer than 31 days, the annual Policy will work out a better value.
Don't book just for the days you participate in a Sport and Activity; the Policy will not be valid. Departure date to return date
You can book a policy up to 180 days before you depart; that way, you are covered for Cancellation
Single Trip Cover including Pre-Existing Medical Conditions

If you have any pre-existing Medical Conditions, you must declare them to ensure the Policy is valid and minimise the chance of rejected claims. For example:

Already Travelled

We can cover a single trip already travelled and not taken out. Travel insurance has expired.

When you go through the quote process, you must say YES to the question Already Travelled?

You can include Sports and Activities on a Single Trip and Long Stay policy.

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European Residents

If you live in a European or EEA country, we can offer coverage on a single trip. Please select the country in which you are a Resident during the quote process.

We can also cover Pre-Existing Medical Conditions if you are a Resident in a European country.

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