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Backpackers Travel Insurance
Backpackers Travel Insurance with us is easy. Get a quote in minutes and then buy online for instant cover or call us for a quote. Our Backpackers Travel Insurance is offered to provide a cost effective cover for backpackers and travellers making trips of up to 12 months. It is ideal for anyone planning a long stay abroad, whether you've just graduated and taking a…
Backpackers Travel Insurance with us is easy. Get a quote in minutes and then buy online for instant cover or call us for a quote.
Our Backpackers Travel Insurance is offered to provide a cost effective cover for backpackers and travellers making trips of up to 12 months. It is ideal for anyone planning a long stay abroad, whether you've just graduated and taking a Gap Year or have simply decided to take a break from work.
To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
- Summary of Cover
- What is Backpackers Travel Insurance?
- Benefits of a Backpackers Policy
- Common Exclusions
- Make a Claim if you are Already Travelling
- Global Health Insurance Card
- Covid-19 / Coronavirus Cover
- European Resident or Already Travelled
- Useful Website
Summary of Cover
| Section & Cover | Silver | Gold | |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £2,500 | |
| Medical Expenses and Repatriation | £5,000,000 | £5,000,000 | |
| Personal Liability | £2,000,000 | £2,000,000 | |
| Personal Property | £500 | £2,000 | |
| Gadget Cover* | £1,000 | £1,000 | |
| Personal Money | £100 | £500 | |
| Passport & Travel Documents | £200 | £250 | |
| Legal Expenses | £25,000 | £25,000 | |
| End Supplier Failure | £1,500 | £1,500 | |
| Overseas Return Quarantine | Included | Included | |
| Standard Excess** | £100 | £100 |
*Gadget Cover can be added on the quote page at an additional premium.
**Excess payable does vary depending on the claim benefit.
This Backpacker policy is underwritten by Red Sands Insurance Company (Europe) Limited, registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.
What is Backpackers Travel Insurance?
Travelling in Europe or around the world can be a great experience and if you plan to travel to one country or more than one country, you will need a policy before you leave your home.
- Travelling to more than one country or Region.
- Travel cover up to 12 months.
- Range of Sports and Activities can be included.
Benefits of Backpackers Policy
The main benefit is this type of policy can provide cover for you to travel to more than one Country or Region, without having to check with your insurer if the cover applies.
This policy offers you the chance to work part of the time you are away from home or for the duration of the months you have decided to travel. For example, this can include Manual Work.
This policy can provide a varied number of Sports and Activities, popular with travellers such as Cycling or Scuba Diving.
Common Exclusions
There are some exclusions to this type of policy.
For example, if a country is experiencing civil unrest or is a war zone, travel to these countries will not be covered.
You can check on the Foreign Office and the list of countries and areas which you should avoid travelling to.
Making a Claim if you are Already Travelling
Contact Local Authorities: It might be the situation that you need to contact the police and or another service, so that you can register a report as some claims will need to see proof of the incident, such a robbery or loss of valuables.
Contact your Travel Insurance Provider: We supply you with a 24 hours Emergency Assistance telephone number. You should contact them if you need medical treatment abroad.
Keep Reciepts: The provider of the Travel Insurance policy will ask you when make a claim for evidence such as receipts and flight reservations as well accommodation invoices.
Global Health Insurance Card
The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.
You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.
Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.
Covid-19 / Coronavirus Cover
Our Backpackers Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.
All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time.www.gov.uk/foreign-travel-advice
- Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
- Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
- Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.
European Resident or Already Travelled
Forgotten to take cover? Travel Insurance has run out?
Globelink International offers Backpacker policies if you are an European Resident or if you have already travelled. This will provide cover for those who are travelling up to 15 months.
This policy is available for all UK and EU and EEA Residents including Residents of Iceland, Liechtenstein and Norway
Please read the Policy Wording for any Restrictions or Exclusions.
Useful Website
Backpacker Guide and Information
