0800 047 5065
Welcome toJS Travel Insurance
Travel Insurance > Sports & Activities > White Water Kayaking Travel Insurance
White Water Kayaking Travel Insurance Quote

Loading Calculator

White Water Kayaking Travel Insurance

White Water Kayaking is a water sport in which participants navigate a Kayak on moving water. It is usually done on fast flowing rivers, also known as whitewater rivers. The level of skill needed and level of difficulty can vary greatly, as this sport is done on quite calm, slow streams, but also on turbulent, extreme rapids and everything in between. This makes it a…

Read More..

White Water Kayaking is a water sport in which participants navigate a Kayak on moving water. It is usually done on fast flowing rivers, also known as whitewater rivers. The level of skill needed and level of difficulty can vary greatly, as this sport is done on quite calm, slow streams, but also on turbulent, extreme rapids and everything in between. This makes it a suitable, and popular, sport for all skill levels, whether you are an absolute beginner or experienced Kayaker.

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500

Types of White Water Kayaking

The danger and difficulty of a particular river, or stretch of a river, is classified in six different categories, appropriately named 1 through 6. This grading scale is used to classify rapids, not only for White Water Kayaking, but also for other adventurous water sports, such as White Water Rafting, White Water Canoeing and River Boarding.

Grade 1: indicates a River that moves at a relatively slow pace and features small ripples and waves. There are not a lot of obstructions in the water and those that are present are easily spotted and avoided. Grade 1 rivers are safe, excellent for beginners, and self-rescue is easy.

Grade 2: Rivers are a bit trickier to navigate, but still very navigable. The rapids have wide and easily noticeable channels and routes. There may be some maneuvering necessary to avoid the occasional rock and waves, but anyone with White Water Kayaking experience will be able to deal with it. The risk of sustaining an injury is low.

Grade 3: typifies Rivers that feature bigger waves that can be irregular and sudden, yet remain moderate. When kayaking down a Grade 3 river, extensive maneuvers will most likely be necessary to avoid rocks and the larger waves. There might be some powerful currents and eddies, while waves might flood the kayak. This grade is great fun and is possible with most adventure companies. Injuries are rare and, if you happen to fall out of the kayak, you can fairly easily rescue yourself.

Common Injuries whilst White Water Kayaking

As this is a high-speed extreme sport, there is a wide range of injuries that can occur. These include:

Listening carefully to instructions and following them meticulously will lower the chance of your sustaining an injury and will ensure that you have a safe and fun time. To avoid injury make sure that you:

  • Listen and follow instructions.
  • Do not push yourself beyond your experience or skill levels.
  • Never go alone.
  • Are aware of how to handle different conditions and circumstances.
  • Keep yourself hydrated.
  • Prepare yourself for uncomfortably cold conditions.
  • Have an understanding of basic First Aid.

White Water Kayaking Equipment

Some of the most common equipment that you will need includes:

  • Life jacket
  • Wetsuit
  • Swimwear
  • Towel
  • Helmet
  • First Aid kit
  • Waterproof bags to keep your belongings dry
  • Throw bags and/or pulley systems for rescue

If you are a beginner to the sport and do not already have your own equipment, the basic kayaking gear, including paddles and the white water kayak will be provided by the adventure company that you use. If you are going White Water Kayaking, no matter the grade of the rapids, make sure that you have the proper Travel Insurance to protect yourself and your belongings.

Important Information

You must ensure that you are adequately supervised, that appropriate safety equipment (such as life jacket etc.) are worn at all times and you do not participate in White Water Kayaking for more than 90 days in any one Period of Insurance.

This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.


Travel Insurance Toolkit

  • Authorised and regulated by the Financial Conduct Authority
  • Covered by the Financial Services Compensation Scheme
  • Secure data encryption