Trekking (up to 4,000 metres) Travel Insurance
Trekking is mainly done in areas that feature rough terrain, such as mountains, cliffs, deserts and forests. It is because of its ability to let people experience nature, to allow them to immerse themselves into the pristine wilderness that Trekking is such an incredibly popular adventure activity basically everywhere in the world. That being said, Trekking does not necessarily need to be done in remote country. It can also be done near towns or other centres of urbanity.
As it is a foot journey over long distances, Trekking is a combination of hiking and camping. Trekkers generally spent the day covering a certain distance before pitching their tent at a suitable campsite, which can be an official campground or a spot in the back country, and spending the night. Trekking can be an exhausting and physically demanding activity particularly, especially when you get to altitudes above 4,000 metres. Each Trekker has to carry water, food, camping gear and clothes in a backpack, which may add additional discomfort or adventure to the journey depending how you look at it.
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Summary of Cover
|Section & Cover||Limit Per Person||Excess|
|Cancellation or Curtailment||£3,000||£50|
|Money & Cash||£500||£50|
Mountain Rescue and Air Ambulance
JS Travel Insurance policies cover Mountain Rescue and Air Ambulance if medically necessary and this falls within the Medical Expenses claim limits. Over recent years there has been a large increase in the number of Rescue Operators. With very little regulation, the costs of rescue have escalated significantly, often with the suggestion that local guides are receiving payments from the helicopter operators. Claims for altitude sickness and the associated rescue have increased significantly with many travel insurers now excluding Trekking at high altitude as a consequence.
If you are Trekking with a reputable company, they should be happy for you to provide them with details of the Emergency Assistance Company, if you are unable to call yourself. We therefore strongly recommend that you inform your guide prior to departure.
Trekking without a Guide
JS Travel Insurance can provide cover for Trekking without a Guide. You are required to follow the safety guidelines for the Trekking and use the appropriate safety equipment. Please note that a General Exclusion of cover exists under your policy with us for claims arising directly or indirectly from your "wilful act of self exposure to peril (except where it is to save human life)". If you require a policy that covers you for Trekking without a Guide, please go to our ADVENTURES website and select: Trekking 3,000m to 4,000m
Popular Destinations for Trekking
Trekking is an adventurous activity most popular remote, wild, scenic and challenging parts of the world. From mountains to deserts and forests to coastlines, The activity appeals to those looking for a physical challenge and a ticket to places they would not usually access.
Common Injuries whilst Trekking
Trekking at high altitudes above 3,000 metres such as the trek to Everest Base Camp can be an exhilarating experience but potentially uncomfortable experience. They may suffer bad weather, crossing difficult terrain and encounter wild animals.
During a trek, heat exhaustion, hypothermia and dehydration are serious concerns. To counteract the possible effects of these conditions, it is essential to stay hydrated while trekking by drinking plenty of fluids. It is also strongly recommended to wear protective clothing, several layers that are easy to add and remove according to your body heat; including trousers and long sleeves to protect your skin from harmful sun rays.
The change in altitude when Trekking means that the air becomes thinner and oxygen becomes less available. These changes may have an adverse effect on your health. High-altitude sickness typically occurs at around 2,400 metres. Therefore, it will be vital to include some acclimatisation time when Trekking at 4,000 metres or above.
Trekking at high altitudes like this is advised against for people suffering from high blood pressure or a heart condition. This is because the increased altitude and decreased oxygen puts added stress on your heart, making it work harder and, as such, increasing blood pressure even further.
There are some serious injuries that could be sustained while Trekking. This usually happens on rough terrain in remote areas, after all, we are talking altitudes of 4,000 metres or higher.
This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.
This insurance is underwritten by Inter Partner Assistance SA, a member of the AXA Group. Inter Partner Assistance SA, an insurance company incoprorated in Belgium. whose registered office is at Avenue Louise, 166 - Bte 1 - 1050 Brussels, regulated by the Belgium Financial Services and Market Authority and by the National Bank of Belgium under code no. 0487.