Gap Year Travel Insurance
If you are planning a Gap Year this year, it is a good idea to have a Travel Insurance policy in place before your start your travels. This policy which is popular with Students, taking a break before University or getting a job can cover up to one year with our JS policies. We do have a LONGSTAY & BACKPACKER…
If you are planning a Gap Year this year, it is a good idea to have a Travel Insurance policy in place before your start your travels. This policy which is popular with Students, taking a break before University or getting a job can cover up to one year with our JS policies.
We do have a LONGSTAY & BACKPACKER policy that covers up to 18 months away from home and allows for two trips back to the United Kingdom for a period of 21 days each time you return.
To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 email@example.com
JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.
We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.
Summary of Cover
|Section & Cover||Silver||Gold|
|Cancellation or Curtailment||£1,000||£2,500|
|Medical and Repatriation||£5,000,000||£5,000,000|
How does this policy work ?
Gap Year Travel Insurance usually lasts a period of 12 months but can be less than a year. It is important that you check the actual duration of your trip and unlike an Annual Travel Insurance policy, it is usually the cover for the duration of the trip away from the United Kingdom or the Channel Islands.
Benefits of Gap Year Travel Insurance
The main benefit is this type of policy can provide cover for you to travel to more than one Country or Region, without having to check with your Insurer if the cover applies.
Gap Year Travel Insurance can offer you the chance to work part of the time you are away from home or for the duration of the months you have decided to away. This work can be as diverse as Fruit Picking to as a Volunteer Work in one country or more than one country. This policy can offer a varied number of Sports and Activities, popular with among travellers such as Cycling or Scuba Diving.
One of the advantages of having a Gap Year Travel Insurance policy is that we provide you with a 24 hour emergency telephone number and this helps if you are away one your own for the first time.
A Gap Year Travel Insurance policy is usually targeted at a younger Traveller, usually under the age of 40 years of age. The policy online covers up to a maximum of 45 years of age.
We can also provide cover for other age groups.
There are some exclusions to this type of policy. For example, if a country is experiencing civil unrest or is a war zone, travel to these countries will not be covered. Therefore if you change your itinerary, always check with your Travel Insurance provider before making the decision to change countries. You can also check on the Foreign Office website and the list the countries and areas which you should consider not to travel to.
Some basic Sports and Activities will be covered on a Gap Year policy, however some more unusual or dangerous Sports and Activities might not be covered. Please check the Policy Wording Booklet for details.
If you have any Pre Existing Medical Conditions, these may not be covered under a Gap Year policy. However is is crucial that you are honest so that you do not invalidate your cover. If the medical condition is not covered, we can provide a policy that can cover this, please call us for a quote.
All Sports and Activities online do not provide Accidental Death & Disability Benefit or Personal Liability cover.
This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.