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Gap Year Travel Insurance

If you are planning a year away from home, as a break between School or University or even a break before you start working at your first job, JS Travel Insurance can provide you with the cover you require. Gap Year Travel Insurance, which is very popular with Students, covers those who are planning a trip for an extended period of time, and can be up to two years in…

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If you are planning a year away from home, as a break between School or University or even a break before you start working at your first job, JS Travel Insurance can provide you with the cover you require. Gap Year Travel Insurance, which is very popular with Students, covers those who are planning a trip for an extended period of time, and can be up to two years in total. This policy also allows one trip back to your country of residence during the cover dates.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

JS Travel Insurance provides cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover

Section & Cover Silver Gold
Cancellation or Curtailment £1,000 £2,500
Medical and Repatriation £5,000,000 £5,000,000
Personal Liability £2,000,000 £2,000,000
Personal Baggage £500 £2,000
Personal Money £100 £400
Legal Expenses £25,000 £25,000

How does this policy work ?

Gap Year Travel Insurance usually lasts a period of 12 months but can be less than nthis. It is important that you check the actual duration of your trip and unlike an Annual Multi Trip Travel Insurance policy, it is usually the cover for the duration of the trip away from the United Kingdom or the Channel Islands. You will need to have a date of return, for the policy to be valid.

We do have another policy, that offers two trips back to your country of Residents, these policies are available by calling us for a quote.

Benefits of Gap Year Travel Insurance

The main Benefit is this type of policy can provide cover for you to travel to more than one Country or Region, without having to check with your Insurer if the cover applies.

Gap Year Travel Insurance can offer you the chance to work part of the time you are away from home or for the duration of the months you have decided to away. This work can be as diverse as Fruit Picking to as a Volunteer Work in one country or more than one country. This policy can offer a varied number of Sports and Activities, popular with among travellers such as Trekking or Scuba Diving.

One of the advantages of having a Gap Year Travel Insurance policy is that we provide you with a 24 hour emergency telephone number and this helps if you are away one your own for the first time.

A Gap Year Travel Insurance policy is usually targeted at a younger Traveller, usually under the age of 40 years of age. The policy online covers up to a maximum of 45 years of age.We can also provide cover for other age groups.

Common Exclusions with a Gap Year policy

There are some exclusions to this type of policy. For example, if a country is experiencing civil unrest or is a war zone, travel to these countries will not be covered. Therefore if you change your itinerary, always check with your Travel Insurance provider before making the decision to change countries. You can also check on the Foreign Office website and the list the countries and areas which you should consider not to travel to.

Some basic Sports and Activities will be covered on a Gap Year policy, however some more unusual or dangerous Sports and Activities might not be covered. Please check the Policy Wording Booklet for details.

If you have any Pre Existing Medical Conditions, these may not be covered under a Gap Year policy. However is is crucial that you are honest so that you do not invalidate your cover. If the medical condition is not covered, we can provide a policy that can cover this, please call us for a quote.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.


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