The Kilauea Volcano eruption on the 3rd May 2018. This volcano eruption has destroyed over 25 homes and 35 building structures. The lava and hazardous fumes still continue to cause problems over Hawaii’s biggest island five days after the first eruption.
Bursting through giant cracks in the ground, the Hawaii Authorities have advised that travellers and sightseers should avoid the Leilani Estates.
1,700 residents of Leilani Estates and Lanipuna Gardens were ordered to evacuate.
There is more concern due to frequent earthquakes after the eruptions. Hawaii reporters have mentioned that there is more to come.
How does the Hawaii volcano eruption affect your Travel Insurance policy ?
Most Policies will not cover you if you are caught up in this eruption. However, JS Travel Insurance has a Policy through one of our providers, the policy will cover you up to £1,500 for any Natural Catastrophe including volcanic eruptions.
Definition of Natural Catastrophe and Cover
Provides additional cover for cancellation and additional expenses as a result of a catastrophic natural event, such as: fire, flood, earthquake, storm, lightening, explosion, hurricane, volcanic eruption or infectious disease which is unknown and unforeseen at the time you purchase the insurance or book your holiday, whichever is the latter.
Natural Catastrophe cover is available to add to any of the policies and includes the following cover:
Cover for cancellation up to £1,500 per person
Provides cover for any part of your outward, onward, return journey or whole trip which is cancelled due to a natural catastrophe.
Additional expenses to enable you to return home up to £150 per day (£1,500 in total) per person
Provides cover for reasonable additional accommodation (room only) costs and transport expenses, up to the standard of your original booking, to enable you to return home if the public transport you are booked on is cancelled or delayed due to a natural catastrophe and an alternative is not provided within 24 hours, or in the case of connecting transport, not provided within a time frame that allows you to continue with your original itinerary.
Please note: Cover does not apply if your holiday forms part of a tour operator’s package. In this instance it is the responsibility of your tour operator to look after you and get you home.
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