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Frequently Asked Questions

FAQ Question :

If I have had a pre existing medical condition over a year ago, do I have to declare this before purchasing the insurance?

If it was a minor ailment and you are not receiving medical treatment or seeing a doctor or consultant regarding it, then it does not need to be declared. If it is a recurring condition or something that requires on going medical advice or treatment (including medication) then you need to declare it. If you are unsure, please call the medical screening company on 0870 7744 173 who will be able to advise you and let you know if you need specific cover for the condition and if you need to pay them a fee to cover the medical condition. Only Towergate AUL policies cover pre existing medical conditions
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