Credit Card Travel Insurance

To get a quote by telephone or email, please call us on 01273 773 017 or chris@jsinsurance.co.uk

JS Insurance provides Single Trip, Annual Multi Trip and Long Stay Travel Insurance with cover for Credit Cards.

A credit card is a convenient and easy means of payment that removes the need to carry large amounts of cash.

A credit card differs from a charge card in that it does not immediately debit immediate funds in your account; rather, it you will receive a bill that is payable at a later date on which interest is charged.

Credit card companies include:

• Visa
• JCB
• Laser
• American Express
• Mastercard
• Maestro
• Diners Club

Credit cards have been in use in the USA since the 1960s but it was not until the 1990s that they achieved mass market penetration.

Credit cards are now accepted all over the world. They are especially convenient for travellers as they eliminate the need to carry large amounts of cash. Transactions are processed in the local currency (Euro, Dollar etc) so money does not need to be changed beforehand.

Credit card usage is also thought to be more secure for these reasons.

It is best to inform your credit card company before you travel of your whereabouts. This is because if the company receives information that your card is being used in an unusual location then they may believe it to have been lost or stolen and may cancel the card.

As with any personal possessions when you are travelling, take care to keep your credit card with you at all times. If it is lost or stolen then be sure you have the credit card company helpline number to hand so that you can cancel it straight away.

Useful Websites: Wikipedia - Money Saving Expert - Using Your Credit Card Abroad

To get a quote by telephone or email, please call us on 01273 773 017 or chris@jsinsurance.co.uk

This Insurance is arranged by JS Insurance, underwritten by Towergate Underwriting and administered by UK Underwriting Ltd on behalf of Ageas Insurance Limited.