JS Insurance blog

JS Insurance has partnered with Alpha Underwriting to provide more specialist travel insurance products.

Through a combination of product expertise and insurance knowledge,  JS Insurance and Alpha Underwriting  are strategically placed to execute market leading products in a simple, yet professional manner.

JS Insurance and Alpha Underwriting  are committed to meeting the unique needs of our customers.

These specialist travel insurance policies include:

• One Way Trip Travel Insurance
• Annual Multi Trip Travel Insurance with maximum trip duration options range from 31 days to 93 days per trip.  Maximum age: 74 years
• Manual Business Trips Cover
• Natural Catastrophe
• Pre existing Medical Conditions
• Travel Dispute
• Hazardous pursuits, many as standard

How important is it to cover yourself for a cruise travel?

“Why worry about it, right?  What could possibly go wrong? Nothing serious ever happens to me.”

That’s exactly the type of comment you shouldn’t make when it comes to something as essential as Travel Insurance for your expensive cruise deal. Any number of things could go wrong while you’re sailing the world; you could become seriously ill;  you could break a bone or hurt yourself;  you could end up being robbed and lose quite a bit of money.

So what makes JS Insurance so special ?  What do we offer when it comes to Cruise Travel Insurance?

Our Service is First Class

We aim to respond to, and settle your claim in as quick a way as possible. This is our dedication to your needs. We take your custom seriously. We assure a first-class service experience.

We offer Twenty-Four Hour Emergency Assistance

If you get injured, or become ill on your trip, our policy provides for a medical emergency service. This includes repatriation, if necessary.

Generous Personal Possessions Cover

Typically, cruise passengers take more luggage and clothing than average holidaymakers do. We offer up to 2,000 pounds of possessions cover.

We offer Discount for Children’s Cover

If you’re covered with us, your child of up to two years is covered for free. If you’re covered, and your child is between the age of three and seventeen, cover costs only 50 per cent of your rate.

No Upper Age Limit

Our Cruise Travel Insurance is available for people of all ages.

High Cancellation Limits

We offer up to 10,000 pounds cancellation cover for people up to and including 70 years of age. For those of 71 and up, we offer an 8,000 pounds cancellation limit.

We offer Insurance for Trips of up to six months duration

Our policy covers you for a trip of up to six months.

Pre-existing Medical Conditions

Our policy covers most pre-existing medical conditions. We can offer information about which conditions are covered.

Your Cruise’s cost determines the Premium

Our insurance premiums are based upon the cost of your cruise. This means that you get the best value for your money. If you’re not taking a high profile luxury cruise, you won’t be paying high profile insurance for it. this is a great deal!

Call us for more information on 0844 848 1500, and make sure you’re covered when taking a cruise holiday.

This is following on from an article in The Sunday Times (13.02.11)regarding Travel Insurance and the benefits of the EHIC card.

If you have an EHIC card and you are travelling within The European Economic Area and Switzerland, then the EHIC card does cover most medical expenses.  This card will not cover for accommodation if you are abroad and are unable to return to the UK, because of illness or accident. It does not cover repatriation costs back to the UK.

EHIC Card cover depends on the country you are in.

In countries such as Austria, France and Germany, the medical expenses are only partly covered by the EHIC card, whereas Travel Insurance will cover all costs.

In Spain, there is no compensation of medical expenses with the EHIC Card

So this is a very hit and miss choice, one advantage of purchasing Travel Insurance is that all medical expenses are covered as well as repatriation.

If you do have an EHIC card, we do waiver the excess for medical expenses if you purchase JS Travel Insurance.

If you have pre existing medical conditions, we can provide cover online with  our new website JS Medical Insurance.

JS Insurance in partnership with UK Underwriting Ltd have launched an online  Medical Screening website.

The aim of this website is to offer the customer the opportunity to get a quote for travel insurance at the same time answer any relevant medical questions.

The website is very user freindly and the process is quick and can provide either a Single Trip, Annual or Longstay / Backpackers Travel Insurance.

There is as well an option to cover Winter Sports and you are also able to select a number of Activities.

One of the advantages of this policy is that you have an option to increase cover:

Cancellation cover can be increased to £4000 or even £5000.

The Annual policy can be amended so that your trip duration can be 60 days or even 90 days.

If you are purchasing an annual multi-trip policy for your family, and you want your children to be able to travel on their own, can select this as an option on the quotation page.

JS Insurance is always looking to provide solutions to Travel Insurance and we feel this Medical Screening website offers a comprehensive policy with the  advantage of covering most pre existing medical conditions.

JS Insurance has partnered with goodtogoinsurance.com to provide specialist winter sports travel insurance cover for those who may have difficulty obtaining appropriate cover from a standard product, either due to pre-existing medical conditions or age.

• Travel Insurance with Medical Screening
• Cover for medical conditions, up to a high level of severity, even a terminal prognosis
• No age limits on single trip policies

If you are looking for ski insurance or snowboard insurance and you have a pre existing medical condition, then we have a product for you.

Single Trip and Annual Travel Insurance with cover for all kinds of pre existing medical conditions up to a high level of severity, including cancer, heart conditions, diabetes, asthma, mental health conditions and many more.

Our medical travel insurance can provide cover for:

• Cancer, diabetes, asthma, heart conditions, mental health conditions and more
• Up to a high level of severity and even a terminal prognosis
• Cover available to people on a course of chemotherapy or radiotherapy
• Cover for loss of medication & mobility aids
• Cover your travelling companions on the same policy.
• No age limit on our single trip policies

To help us provide you with appropriate cover you will be asked a few simple questions about your condition such as the number of medications you are taking and the last time you visited a doctor. The process is very easy and will only take a few minutes.

So if you suffer from a medical condition and you are planning a Wintersports trip,  get a quote for our medical travel insurance today.

JS Insurance has partnered with www.goodtogoinsurance.com to provide specialist travel insurance cover for those who may have difficulty obtaining appropriate cover from standard product, either due to pre existing medical conditions or age.

This insurance covers up to a high level of severity, even a terminal prognosis, and there is no age limit on a single trip policy.

Single trip and annual travel insurance with cover for all kinds of pre existing medical conditions, including cancer, heart conditions, diabetes, asthma, mental health conditions and many more.

Our medical travel insurance can provide cover for:

• Cover available to people on a course of chemotherapy or radiotherapy
• Cover for loss of medication & mobility aids
• Cover your travelling companions on the same policy
• No age limit on our single trip policies

To help us provide you with appropriate cover you will be asked a few simple questions about your medical condition such as the number of medications you are taking and the last time you visited a doctor. The process is very easy and will only take a few minutes.

So if you suffer from a medical condition and you are planning a trip abroad, get a quote for our medical travel insurance travel insurance today.

JS Insurance in association with one of our providers has today launched a new website that makes screening for medical conditions and purchasing travel insurance simple and hassle free. This is a online system that allows JS Insurance to offer Single Trip and Annual Multi Trip Travel Insurance and do the medical screening in one go and without having to call an external company for a medical reference number to issue a policy.

JS Insurance Medical Screening

If you wish to get a quote or purchase a travel insurance policy that offers cover for pre existing medical conditions, please call us on 01273 773 017  or email us on support@jsinsurance.co.uk.