New Mobile Phone Policy from JS Insurance
JS Insurance has launched a new mobile phone insurance policy that includes a monthly as well as an annual mobile phone insurance.
The new policy is underwritten by AmTrust International Ltd.
The cover reamins the same; accidental damage, theft, liquid damage and unauthorised calls to £1,000.
For mobile phones (including Blackberrys), there is an option to purchase cover which can be paid by monthly direct debit, £5.99 or an annual policy which is £59.00.
The iPhone (including the iPhone 4) can only be purchased only on an annual basis. The iPhone 3G is insured for £69.00 and all other iPhones (including the iPhone 4) is £89.00 a year. This new payment method has been introduced as a result of customer enquiries regarding paying the full premium up front rather than over a 12 month period.
Maximum value of replacement mobile phones is £400 (including VAT) and iPhone is £600 (including VAT). This new mobile phone insurance policy will only cover phones that have been purchased within the last six months.
The mobile phone insurance excess has also changed and is as follows: Any claim incident that occurs within the first 3 months of the start of the policy is £100. Any claim within 4 to 6 months, the excess is £75.00 and after that the excess is £50.00.
Your policy is active as soon as you have purchased the policy and your certificate information is sent to you via email, text message to your mobile and followed up by a letter, with information regarding your payment, in the case of monthly direct debit, the date in which your direct debit will be taken.
If you need to contact us, there are various methods:
Email: jsinsurance@citymain.com
Fax: 0844 576 2333
Post: JS Insurance, PO Box 116, Ryde, PO33 2WX
Tel: 0844 576 2294 Monday to Friday 9:00am - 5:30pm