Scuba Diving Travel Insurance

If you are planning a trip abroad and will be Scuba Diving, you must have a Travel Insurance policy before you leave your home.

To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

• Summary of Cover
• Scuba Diving
• Scuba Diving Grades
• Common Injuries
• Pre-Existing Medical Conditions

*Excess payable does vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

Scuba Diving is a prevalent type of Diving. This type of Diving is distinguished from other Diving and Swimming types because the Diver carries oxygen instead of simply holding their breath. With a tank of (usually) compressed air on their backs, Scuba Divers can cover much greater distances underwater and reach greater depths.

The very tank that Scuba Divers use gives the sport its name; Scuba is short for 'self-contained underwater breathing apparatus.'

There are two types of scubas. One is the open circuit tank, with which the exhaled breath is emitted into the water, causing the typical bubbles.

Scuba Diving is mainly a recreational activity, very popular on holidays to tropical destinations, for example. Still, it is sometimes also done by professional divers, whether for spearfishing, underwater photography, scientific research, Rescue, or even combat.

Scuba Diving up to a depth of 18 metres is allowed to be done by anyone. However, people who want to go deeper must be PADI qualified.

Generally speaking, most recreational dives are up to 30 metres deep, meaning all participants must have a PADI certificate. Depending on the official diving agencies of specific destinations, recreational dives are limited to 20 to 50 metres.

Scuba Diving is covered to the confirmed depths per Grade, provided you are diving under the direction of an accredited Dive Marshal, Instructor/Guide.

If you are suitably qualified and are not diving alone, the cover is provided within the guidelines of the relevant diving or training agency or organisation, as confirmed below:

• PADI Open Water - 18 metres
• PADI Advanced Open Water - 30 metres
• BSAC Ocean Diver - 20 metres
• BSAC Sports Diver - 35 metres
• BSAC Dive Leader - 50 metres

While Scuba Diving is an exciting and popular sport, it is possible to sustain injuries or illness when diving.

• Decompression sickness can cause serious illnesses such as disability or death, so stop decompression when emerging from the water.
• Nitrogen narcosis can result from divers breathing in the gas whilst at depth. Depending on the depth of the Diver, this can cause inebriated or hallucinogenic states.
• Oxygen toxicity occurs when a diver exceeds the maximum depth of breathing gas. In the most extreme cases, this can cause a seizure, which can cause the Diver to drown.
• Hypothermia can occur even in mild water, so a wetsuit is vital.

If you have been Scuba Diving before and may have had an injury or accident whilst participating in Scuba Diving, you must declare this when purchasing a policy.

We have several providers who can offer travel insurance, including Scuba Diving and if you have a pre-existing medical condition.

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